Authorised representatives of PERSONAL FINANCIAL SERVICES LTD
907 people and firms have been authorised to act for PERSONAL FINANCIAL SERVICES LTD under AFS licence 234459 — the 56th largest of the 332 licensees with a page here. 220 of those authorisations are current; 710 have ended.
930authorisations
220current
710ended
617also authorised elsewhere
2003first on record
Why the licensee is the name that matters
An authorised representative acts for a licensee. Under AFCA's rules a complaint about a representative is normally made against the licensee — so if you dealt with someone on this page, PERSONAL FINANCIAL SERVICES LTD is usually the name that goes on the complaint, not theirs.
617 of the 907 representatives here have also been authorised by at least one other licensee. For those, the dates decide which licensee answers for which advice. How to read the dates.
AFS licence 234459 · ABN/ACN 26098725145 · licensed since 12/12/2003 · New South Wales
Representatives of PERSONAL FINANCIAL SERVICES LTD
| Representative | Number | From | To | Status |
|---|---|---|---|---|
| $UPER INVEST PTY LTD | 000247207 | 12/12/2003 | 21/01/2013 | Ceased |
| 4 PILLARS ADVISER SERVICES PTY LTD | 000407219 | 20/01/2014 | 16/01/2018 | Ceased |
| A2Z FINANCIAL PLANNING SOLUTIONS PTY. LTD. | 000431588 | 21/10/2014 | 30/09/2016 | Ceased |
| ABUNDANCE FINANCIAL PLANNING PTY LTD | 000395252 | 01/01/2011 | 31/05/2012 | Ceased |
| ACCRU HARRIS ORCHARD (WEALTH) PTY LTD | 000330251 | 03/06/2013 | 26/06/2015 | Ceased |
| ACCUITY CHOICE PTY LTD | 000338524 | 25/06/2009 | 22/03/2011 | Ceased |
| ACN 133 452 589 PTY LTD | 000331478 | 01/03/2012 | 02/07/2012 | Ceased |
| ACN 148 000 355 PTY LTD | 001265147 | 18/06/2018 | 14/06/2019 | Ceased |
| ACQ ACCOUNTING PTY LTD | 001250127 | 30/11/2016 | 26/11/2018 | Ceased |
| ADAMS, CHARLES | 000410760 | 29/10/2012 | — | Current |
| ADAMS, JOSEPHINE | 000246876 | 12/12/2003 | 30/06/2006 | Ceased |
| ADAMS, ROGER | 000246877 | 12/12/2003 | 30/06/2006 | Ceased |
| ADVANCE FINANCIAL PLANNING PTY LTD | 000306137 | 28/09/2006 | — | Current |
| ADVANCE FINANCIAL PLANNING PTY LTD | 001310075 | 30/06/2024 | — | Current |
| ADVICE FOR LIVING PTY LTD | 000415603 | 03/03/2014 | 06/12/2018 | Ceased |
| ADVICE WISE PTY LTD | 001280946 | 05/03/2020 | 12/10/2020 | Ceased |
| ADX FINANCIAL PLANNING PTY LTD | 000397840 | 01/07/2016 | 03/06/2022 | Ceased |
| ALDUS, CAMERON JOHN | 000329725 | 13/12/2021 | — | Current |
| ALLAN, NIKKI | 000246875 | 12/12/2003 | 30/06/2004 | Ceased |
| ALLEN, GERALD | 000249508 | 19/04/2004 | 19/06/2014 | Ceased |
| ALLIED PACIFIC INSURANCE SOLUTIONS PTY LTD | 000345826 | 11/03/2010 | 16/07/2010 | Ceased |
| AMAGI PTY LTD | 001282321 | 01/07/2020 | 17/06/2024 | Ceased |
| AMJAD, MUHAMMAD IMRAN | 000321135 | 01/07/2020 | 30/11/2023 | Ceased |
| ANDY YEOH & CO PTY LTD | 000337159 | 07/05/2009 | 14/12/2012 | Ceased |
| ANTHONY, SANDRA | 000343277 | 07/12/2009 | 13/08/2010 | Ceased |
| ARAPIDIS & PARTNERS PTY LTD | 000339183 | 20/07/2009 | 10/01/2012 | Ceased |
| ARCHIBALD FINANCIAL PTY LTD | 000247195 | 12/12/2003 | 06/05/2011 | Ceased |
| ARCHIBALD, JOHN | 000247440 | 12/12/2003 | 06/05/2011 | Ceased |
| ARMITAGE, RAYMOND NORMAN | 000264268 | 01/07/2011 | 19/09/2013 | Ceased |
| ARMSTRONG, JOHN WILLIAM | 000325175 | 02/05/2008 | 09/12/2009 | Ceased |
| ARNEL, LEONIE | 000280458 | 16/09/2004 | 31/05/2005 | Ceased |
| ARTHUR, SHANE ANTHONY | 000415717 | 22/12/2011 | — | Current |
| ASCENT WEALTH SOLUTIONS PTY LTD | 001314931 | 01/05/2025 | — | Current |
| ASPEN CORPORATE FINANCIAL PLANNING PTY LTD | 001234887 | 11/05/2021 | — | Current |
| ASSURE FINANCIAL PTY LTD | 000458183 | 25/07/2014 | — | Current |
| ATTARDI, VINCENT | 000247056 | 12/12/2003 | 03/07/2006 | Ceased |
| AUSTBROKERS LIFE PTY LTD | 000415837 | 02/08/2022 | — | Current |
| AUSTBROKERS LIFE SA PTY LTD | 000263563 | 02/08/2022 | — | Current |
| AYLING, CRAIG GEOFFREY | 000255802 | 01/07/2016 | 01/07/2017 | Ceased |
| Anderson, Elise Jane | 000464251 | 26/05/2021 | — | Current |
| Angel, Peter | 001234567 | 11/01/2017 | 18/06/2018 | Ceased |
| Archbold, Craig | 001265980 | 20/09/2019 | 15/04/2020 | Ceased |
| Ashton, Tracey Maree | 001243858 | 01/07/2016 | 18/03/2021 | Ceased |
| Astanin, Jorja | 001001585 | 23/03/2015 | 27/08/2019 | Ceased |
| Astanin, Jorja | 001001585 | 01/01/2021 | 11/10/2024 | Ceased |
| Astanin, Jorja | 001001585 | 05/02/2025 | 02/04/2026 | Ceased |
| B.N.C. FINANCIAL SERVICES PTY LTD | 000245519 | 01/06/2010 | 20/04/2012 | Ceased |
| BACHMANN ROBINSON PTY LTD | 001243859 | 01/07/2016 | 18/03/2021 | Ceased |
| BADCOCK, CRAIG PETER | 000306577 | 01/07/2017 | 11/07/2019 | Ceased |
| BADCOCKS PTY LTD | 000301956 | 01/07/2017 | 11/07/2019 | Ceased |
| BAEWIN PTY LTD | 000312308 | 12/04/2007 | 31/12/2008 | Ceased |
| BAIRD, JOANNE | 000247054 | 12/12/2003 | 01/12/2004 | Ceased |
| BAKER, NATHALIA | 000247049 | 12/12/2003 | 29/07/2005 | Ceased |
| BALLARAT WEALTH MANAGEMENT PTY LTD | 001251142 | 11/01/2017 | 18/06/2018 | Ceased |
| BARKER, JOHN | 000240424 | 12/12/2003 | 31/12/2018 | Ceased |
| BARNETT, MERYN LEE | 000231381 | 11/01/2020 | 26/06/2020 | Ceased |
| BARRY & SANDRA ROGERS PTY. LTD. | 000233879 | 09/03/2004 | 30/06/2006 | Ceased |
| BARTLETT, TRACI JOY | 000316151 | 04/07/2025 | — | Current |
| BATTISTA, FELICIA JEANET | 000291079 | 20/07/2005 | 30/06/2006 | Ceased |
| BAULCH, WENDY | 000247061 | 12/12/2003 | 30/06/2006 | Ceased |
| BAUM, MATTHEW JOHN | 000282252 | 28/07/2008 | 26/06/2009 | Ceased |
| BCV ACCOUNTING SERVICES PTY. LTD. | 001251275 | 17/01/2017 | — | Current |
| BCV FINANCIAL PLANNING PTY. LTD. | 000360746 | 29/10/2013 | — | Current |
| BDHLIFE PTY LTD | 001321027 | 01/05/2026 | — | Current |
| BEAVEN, ROBERT | 000239338 | 01/07/2016 | 01/02/2018 | Ceased |
| BEINKE, BRYAN ANTONY | 000270926 | 15/03/2004 | 10/01/2005 | Ceased |
| BELLREED PTY. LTD. | 000247208 | 12/12/2003 | 31/01/2006 | Ceased |
| BENCHMARK FINANCIAL PLANNING PTY LTD | 000326427 | 06/06/2008 | 23/03/2015 | Ceased |
| BENNETT, MORENA | 000246867 | 12/12/2003 | 31/01/2006 | Ceased |
| BENNISON, SCOTT MAURICE | 000281118 | 01/02/2017 | — | Current |
| BERENTS, HARALD | 000239707 | 06/12/2011 | 28/07/2016 | Ceased |
| BESWICK, NICOLA LOUISE | 000459008 | 04/03/2025 | — | Current |
| BETA CAPITAL PTY LTD | 000357005 | 25/05/2010 | 05/11/2015 | Ceased |
| BEVERIDGE, ROBERT BURNS | 000273552 | 30/03/2004 | 31/12/2004 | Ceased |
| BFD FINANCIAL PLANNING PTY LTD | 001310693 | 01/08/2024 | — | Current |
| BICK, JOHN CHARLES THOMAS | 000255101 | 31/10/2007 | 18/03/2009 | Ceased |
| BIG SKY FINANCIAL PLANNING PTY LTD | 000414711 | 06/12/2011 | 10/02/2026 | Ceased |
| BIJOU PTY. LIMITED | 000291063 | 01/07/2016 | — | Current |
| BJS LIFE PTY LTD | 001272927 | 21/12/2018 | 04/01/2022 | Ceased |
| BJT PRIVATE PTY LTD | 001233549 | 17/07/2015 | 17/11/2017 | Ceased |
| BLACK FINANCIAL PLANNING PTY LTD | 001309741 | 06/06/2024 | — | Current |
| BLACKRANGE FUTURES PTY LTD | 001262544 | 11/12/2019 | 13/10/2021 | Ceased |
| BLACKRANGE WEALTH MANAGEMENT PTY LTD | 001293429 | 18/10/2021 | — | Current |
| BLEWETT, BERNADENE | 000285579 | 28/02/2005 | 29/04/2005 | Ceased |
| BLOOMFIELD, KYLIE MAREE | 000318823 | 16/07/2019 | 27/06/2025 | Ceased |
| BLUE ROCK DNM PTY LTD | 001306660 | 07/11/2023 | 29/08/2024 | Ceased |
| BLUFOX FINANCIAL SERVICES PTY LTD | 000408746 | 21/07/2011 | 28/02/2012 | Ceased |
| BOLES, JESS IAN | 000460742 | 27/06/2014 | 27/01/2023 | Ceased |
| BONE, TIMOTHY ANDREW | 000414532 | 15/07/2015 | — | Current |
| BOOTHE, JACKIE | 000245667 | 12/12/2003 | 31/08/2005 | Ceased |
| BOYLE, LEANNE | 000246865 | 12/12/2003 | 31/01/2006 | Ceased |
| BRADLEY FINANCIAL GROUP PTY LTD | 001317699 | 01/10/2025 | — | Current |
| BRADLEY, TIMOTHY | 000453694 | 18/02/2014 | — | Current |
| BRADSHAW, KEVIN JAMES | 000297811 | 07/06/2011 | 14/07/2018 | Ceased |
| BRAMELLE PARTNERS PTY LTD | 001245461 | 20/07/2016 | 18/03/2021 | Ceased |
| BRASACCHIO, DOMENIC | 000268381 | 31/01/2020 | — | Current |
| BRAZEN ADVISORY PTY LTD | 001307140 | 11/12/2023 | 02/04/2024 | Ceased |
| BRCO PTY LTD | 000473324 | 16/07/2019 | — | Current |
| BREAKAWAY FINANCIAL SOLUTIONS PTY LTD | 000255103 | 31/10/2007 | 18/03/2009 | Ceased |
| BRETT, STEPHEN JAMES | 000254367 | 21/10/2011 | 03/06/2013 | Ceased |
| BRISBANE FINANCIAL DESIGN PTY LTD | 000452648 | 31/01/2014 | 14/08/2015 | Ceased |
| BRITNELL, WADE | 000460738 | 03/02/2020 | — | Current |
| BROADSCOPE FINANCIAL SERVICES PTY LTD | 000330221 | 19/09/2008 | 30/07/2010 | Ceased |
| BRONNEBERG, ANDREW | 000327411 | 17/07/2018 | — | Current |
| BROWN MACAULAY & WARREN FINANCIAL SERVICES PTY LTD | 000407494 | 01/07/2013 | 30/04/2024 | Ceased |
| BROWN MACAULAY & WARREN PTY LTD | 001246383 | 08/08/2016 | 30/04/2024 | Ceased |
| BRYCE, DARRYL WILLIAM | 000298646 | 14/12/2020 | 24/10/2025 | Ceased |
| BRYDON, KEATS | 000455112 | 31/01/2020 | — | Current |
| BUCELLO, PEMLA DEVI | 000285581 | 28/02/2005 | 09/08/2005 | Ceased |
| BUCHAN, ANDREW MAURICE | 000241022 | 01/07/2016 | 20/05/2021 | Ceased |
| BUCHANAN, MALCOLM DAVE | 000243213 | 01/10/2014 | 25/10/2018 | Ceased |
| BUILDING DIRECTIONS FINANCIAL PLANNING PTY LTD | 000306547 | 10/10/2006 | 27/01/2015 | Ceased |
| BURGESS, MARK | 000388336 | 21/07/2026 | — | Current |
| BURGESS, NICOLE AMY | 000449926 | 06/12/2013 | 19/10/2020 | Ceased |
| BUSINESS FUNDING & PLANNING PTY LTD | 001289171 | 02/08/2022 | — | Current |
| BUSINESS TRAVEL SOLUTIONS PTY. LTD. | 000247263 | 12/12/2003 | 30/06/2006 | Ceased |
| BYRONS WEALTH MANAGEMENT SYDNEY PTY LTD | 000465763 | 23/09/2014 | — | Current |
| Belevski, Jay | 001002603 | 15/08/2019 | — | Current |
| Bennett, Karin Cornelia | 001241394 | 28/04/2016 | 11/01/2019 | Ceased |
| Bergmans, Johannes Catharina Maria | 001243871 | 01/07/2016 | 24/09/2018 | Ceased |
| Beverley, Melissa | 001271809 | 16/07/2019 | 23/04/2026 | Ceased |
| Bolton, Paul Martin | 001247813 | 05/09/2016 | 01/07/2017 | Ceased |
| Borrelli, Carlo Anselmo | 001243480 | 17/05/2021 | 22/07/2022 | Ceased |
| Brandon, Alec Mervyn | 001243899 | 01/07/2016 | 29/06/2020 | Ceased |
| Brown, Christine | 001000972 | 05/07/2021 | 07/05/2026 | Ceased |
| Bui, Ngan | 001001079 | 09/05/2019 | 07/05/2021 | Ceased |
| C LUCAS FINANCIAL SERVICES PTY. LTD. | 000450363 | 16/12/2013 | 08/12/2017 | Ceased |
| CACCAMO, CONNIE MAREE | 000366886 | 15/07/2010 | 13/09/2012 | Ceased |
| CALCULATED ADVICE PTY LTD | 001282953 | 05/08/2020 | 30/06/2024 | Ceased |
| CAMILLERI, MYRIAM | 000245666 | 12/12/2003 | 31/08/2005 | Ceased |
| CAN, DZUNG QUOC | 000335973 | 27/03/2009 | 04/11/2009 | Ceased |
| CANEVA, ANTHONY | 000342761 | 17/11/2009 | 12/09/2012 | Ceased |
| CAPITAL ADVISORY PTY LTD | 000402001 | 21/03/2011 | 31/12/2024 | Ceased |
| CARBOON FINANCIAL SERVICES PTY LTD | 001265274 | 20/01/2020 | — | Current |
| CARBOON, STUART JOHN | 000345478 | 20/01/2020 | — | Current |
| CARDAMONE, ANGELO | 000265093 | 07/04/2020 | — | Current |
| CARDAMONE, TAHLIA NATASHA | 000424651 | 07/04/2020 | — | Current |
| CARDWELL GROUP PTY LTD | 000295397 | 01/07/2011 | 03/06/2022 | Ceased |
| CARR, KASEY MAREE | 000318033 | 01/03/2012 | 30/11/2023 | Ceased |
| CARSON FINANCIAL ADVISORY PTY LTD | 000424704 | 09/07/2012 | 01/08/2013 | Ceased |
| CARSON FINANCIAL ADVISORY PTY LTD | 000424704 | 01/11/2013 | 30/11/2018 | Ceased |
| CARSON, JOHN FRANCIS | 000327068 | 01/07/2008 | 01/08/2013 | Ceased |
| CARSON, JOHN FRANCIS | 000327068 | 01/11/2013 | 30/11/2018 | Ceased |
| CATTERALL, BRETT | 000360302 | 16/11/2020 | 03/04/2024 | Ceased |
| CENTURION FINANCIAL GROUP PTY LTD | 000235508 | 07/04/2020 | — | Current |
| CERTAINTY FINANCIAL PTY. LTD. | 000422877 | 07/06/2012 | 08/01/2025 | Ceased |
| CHANDRA, KAMLESH | 000332871 | 26/06/2009 | 31/01/2017 | Ceased |
| CHARLWOODS FINANCIAL SOLUTIONS PTY LTD | 000241086 | 01/07/2016 | — | Current |
| CHARLWOODS PTY LTD | 001244859 | 11/07/2016 | 26/02/2021 | Ceased |
| CHELL, NATHANIEL LUKE PETER | 000325482 | 13/05/2008 | 30/09/2009 | Ceased |
| CHELL, NATHANIEL LUKE PETER | 000325482 | 26/06/2018 | 21/07/2019 | Ceased |
| CHEN, YINGYI | 000444767 | 06/03/2020 | 03/05/2021 | Ceased |
| CHEN, YU | 000287806 | 13/05/2008 | 31/07/2009 | Ceased |
| CHIMIRRI, ANTHONY VINCE | 000466964 | 06/09/2021 | 30/08/2022 | Ceased |
| CHIN, LESLIE CHI-WEI | 000391725 | 06/12/2011 | 20/09/2013 | Ceased |
| CHOI, JASON YOUNG | 000306668 | 23/09/2014 | — | Current |
| CLARK, JAMES RODNEY | 000321823 | 07/03/2011 | 26/06/2015 | Ceased |
| CLAYTON, JOHN DAVID | 000253216 | 01/07/2016 | 19/06/2019 | Ceased |
| CLAYTON, MARK ANDREW | 000329439 | 05/08/2016 | — | Current |
| CLOUT, PETER DALLIS | 000250012 | 14/02/2011 | 26/05/2011 | Ceased |
When those authorisations ended
| Year ended | Authorisations | Share |
|---|---|---|
| 2026 | 21 | 2.3% |
| 2025 | 15 | 1.6% |
| 2024 | 42 | 4.5% |
| 2023 | 28 | 3.0% |
| 2022 | 29 | 3.1% |
| 2021 | 51 | 5.5% |
| 2020 | 65 | 7.0% |
| 2019 | 50 | 5.4% |
| 2018 | 56 | 6.0% |
| 2017 | 57 | 6.1% |
| 2016 | 9 | 1.0% |
| 2015 | 25 | 2.7% |
| 2014 | 26 | 2.8% |
| 2013 | 27 | 2.9% |
| 2012 | 22 | 2.4% |
| 2011 | 11 | 1.2% |
| 2010 | 26 | 2.8% |
| 2009 | 23 | 2.5% |
| 2008 | 6 | 0.6% |
| 2007 | 2 | 0.2% |
| 2006 | 45 | 4.8% |
| 2005 | 48 | 5.2% |
| 2004 | 23 | 2.5% |
| 2003 | 3 | 0.3% |
Licensees of a similar size
- ALLIANCE WEALTH PTY LTD — 1,234
- CAPSTONE FINANCIAL PLANNING PTY LTD — 1,187
- INFOCUS SECURITIES AUSTRALIA PTY LTD — 1,126
- DAVANTAGE GROUP PTY LTD — 1,036
- AIA AUSTRALIA LIMITED — 1,018
- MCLARDY MCSHANE PARTNERS PTY LTD — 964
- BRIDGES FINANCIAL SERVICES PTY LIMITED — 954
- FUTURITY INVESTMENT GROUP LIMITED — 935
- MERIT WEALTH PTY LTD — 924
- PSC CONNECT PTY LTD — 856
- MTA INSURANCE PTY LTD — 842
- NTI LIMITED — 838
- NATIONAL AUSTRALIA BANK LIMITED — 828
- MATRIX PLANNING SOLUTIONS LIMITED — 810
- TOYOTA FINANCE AUSTRALIA LIMITED — 805
Money lost after advice you were given?
930 authorisations are listed on this page. A complaint about an authorised representative normally goes to AFCA against the licensee that authorised them — and there is no fee. Tell us what happened and we will point the enquiry at people who take these cases. We are not lawyers, we take no share of anything recovered, and we make no promise about the outcome.