Authorisations by BENDIGO AND ADELAIDE BANK LIMITED that ended in 2004

209 of the 12,507 authorisations granted by BENDIGO AND ADELAIDE BANK LIMITED ended during 2004 — 1.7% of its record, and 1.8% of everything that ended in Australia that year.

209ended in 2004

1.7%share of BENDIGO AND ADEL

1.8%share of 2004

10also authorised elsewhere

If you were advised by one of these people on or before their end date, BENDIGO AND ADELAIDE BANK LIMITED is normally the licensee that answers for it. If you were advised afterwards, it is not — look at who authorised them next. Why the dates decide.

All 12,507 authorisations by BENDIGO AND ADELAIDE BANK LIMITED · Everything that ended in 2004

The 209 that ended in 2004

BENDIGO AND ADELAIDE BANK LIMITED, ended 2004, alphabetical
Representative	Number	From	To	Status
ADDISON, SHARON	000266028	16/02/2004	14/04/2004	Ceased
ALEXANDER, ROWAN CHARLES	000265909	16/02/2004	14/04/2004	Ceased
ALLEN, TIA	000266014	16/02/2004	18/06/2004	Ceased
ALLEN, TIA	000266014	10/06/2004	18/06/2004	Ceased
ANDERSON, MARGARET	000265499	16/02/2004	18/05/2004	Ceased
B.M HAYWOOD & P.B HAYWOOD & C.F ROBINSON	000268625	16/02/2004	16/10/2004	Ceased
BALMER, JANELLE BEATRICE	000266417	16/02/2004	16/10/2004	Ceased
BATE, FIONA JANE	000266217	16/02/2004	28/04/2004	Ceased
BEAUMONT, LINDA	000266407	16/02/2004	04/12/2004	Ceased
BEDELPH, CHLOE	000277273	09/06/2004	10/09/2004	Ceased
BLAKE, LOUISE RUTH	000266065	16/02/2004	18/06/2004	Ceased
BLAKE, LOUISE RUTH	000266065	10/06/2004	18/06/2004	Ceased
BOUCHER, DEIDRE	000265724	16/02/2004	18/06/2004	Ceased
BOUCHER, DEIDRE	000265724	10/06/2004	18/06/2004	Ceased
BOWMAKER, MARK HENRY	000277207	10/06/2004	21/11/2004	Ceased
BRAMICH, SONYA AMELIA	000266498	16/02/2004	27/11/2004	Ceased
BREASLEY, FRANICS EDWARD GEORGE	000265437	16/02/2004	27/11/2004	Ceased
BRIDGES WIDE BAY PTY LTD	000275419	19/04/2004	18/05/2004	Ceased
BRIGGS, STEPHANIE EMMA	000266297	16/02/2004	15/06/2004	Ceased
BROWN, ALLISON	000279599	18/08/2004	17/09/2004	Ceased
BRYMER, ADAM KENNETH	000266226	16/02/2004	17/09/2004	Ceased
BUXTON, CLAIRE	000265748	16/02/2004	11/06/2004	Ceased
CARTER, JULIE ANNE	000265761	16/02/2004	14/04/2004	Ceased
CEARNS, CATHERINE MARGARET	000265941	16/02/2004	25/06/2004	Ceased
CHANDRA, UMESH	000266257	16/02/2004	28/04/2004	Ceased
CHANTEX PTY. LTD.	000265314	16/02/2004	28/04/2004	Ceased
CHRISTENSEN, HELENA	000265970	16/02/2004	16/10/2004	Ceased
CHRISTIE, MICHELLE LYNNE	000277769	18/06/2004	26/07/2004	Ceased
CHRISTODOULOU, CINDY	000265531	16/02/2004	11/06/2004	Ceased
CIRSON, ALAINA MAREE	000266263	16/02/2004	17/03/2004	Ceased
CLAMP, RHONDA	000265582	16/02/2004	14/04/2004	Ceased
CLAPHAM, LEANNE	000265944	16/02/2004	30/04/2004	Ceased
COLE, DARREN JOHN	000266432	16/02/2004	10/06/2004	Ceased
COLLINS, BARRY STUART	000266053	16/02/2004	30/07/2004	Ceased
COLLINS, ROSS	000266412	16/02/2004	04/12/2004	Ceased
COLLINS, TREVOR CHARLES	000265506	16/02/2004	30/10/2004	Ceased
COLLOVA, JULIE DAWN	000265978	16/02/2004	11/06/2004	Ceased
CONGDON, PAULA JOY	000266040	16/02/2004	11/06/2004	Ceased
CONNELL, IAN MICHAEL	000266066	16/02/2004	30/10/2004	Ceased
CONNELL, MICHELLE ANGELA	000266060	16/02/2004	18/06/2004	Ceased
CONNELL, MICHELLE ANGELA	000266060	10/06/2004	18/06/2004	Ceased
CONNELL, MICHELLE ANGELA	000266060	27/08/2004	03/09/2004	Ceased
COOMBER, LAUDER BRUCE	000265945	16/02/2004	06/11/2004	Ceased
COOPER, NARELLE KAYE	000265847	16/02/2004	14/04/2004	Ceased
CRAIN, IAN DOUGLAS	000265916	16/02/2004	27/08/2004	Ceased
CURRIE, NIKKI ELIZABETH	000280158	03/09/2004	21/11/2004	Ceased
D.G FULLER & R.J NAPOLI & D.G NAPOLI	000268631	16/02/2004	16/10/2004	Ceased
DARLINGTON, TRUDY LEE	000266255	16/02/2004	23/10/2004	Ceased
DAVIDSON, DUNCAN SCOTT	000266067	16/02/2004	10/09/2004	Ceased
DEAN, KEVIN JOHN	000265903	16/02/2004	08/04/2004	Ceased
DEAN, TONI	000266205	16/02/2004	19/04/2004	Ceased
DECKE, GILLIAN ANN	000266251	16/02/2004	28/04/2004	Ceased
DISLEY, GAI GENELLE	000266502	16/02/2004	19/04/2004	Ceased
DUNCAN, MAREE ANNE	000266140	16/02/2004	13/08/2004	Ceased
ELLIOT, ANNE ISABELLE	000266416	16/02/2004	02/07/2004	Ceased
EVANS, CAROLYN LOIS	000266035	16/02/2004	27/08/2004	Ceased
FAVARO, TONI MAREE	000265588	16/02/2004	02/07/2004	Ceased
FEHRING, HILARY KATE	000275400	19/04/2004	30/07/2004	Ceased
FERRARI-WITT, LEE	000265663	16/02/2004	20/08/2004	Ceased
FERRIER, PAM	000277218	10/06/2004	27/08/2004	Ceased
FITZPATRICK, KAREN	000277219	10/06/2004	20/08/2004	Ceased
FORD, JULIA CHRISTIE	000266244	16/02/2004	23/10/2004	Ceased
FRANCIS, JEWELL FAYE	000266190	16/02/2004	13/11/2004	Ceased
FRANCIS, WILLIAM JOHN	000266188	16/02/2004	13/11/2004	Ceased
G.F. O'BRIEN & CO. PTY. LTD.	000265295	16/02/2004	21/11/2004	Ceased
GALOVIC, MAXINE	000265579	16/02/2004	11/06/2004	Ceased
GARDNER, NICOLE PATRICIA	000275417	19/04/2004	10/06/2004	Ceased
GAW, JOHANNE ELIZABETH	000266461	16/02/2004	09/10/2004	Ceased
GENET, LORRAINE MAY	000265852	16/02/2004	21/11/2004	Ceased
GIBBS, KILISITINA	000277223	10/06/2004	20/08/2004	Ceased
GIPSON, MICHELLE	000265923	16/02/2004	03/09/2004	Ceased
GNIEL, BROOKE	000265519	16/02/2004	30/07/2004	Ceased
GOLLAGHER, SHARYN MELISSA	000259718	19/04/2004	13/06/2004	Ceased
GOLLAGHER, SHARYN MELISSA	000259718	31/05/2004	13/06/2004	Ceased
GOODE, DAVID NICHOLAS	000265999	16/02/2004	30/10/2004	Ceased
GOWLAND, JULIE MARIE	000265981	16/02/2004	27/08/2004	Ceased
GREENWOOD, MELISSA ANNE	000266510	16/02/2004	03/05/2004	Ceased
HANSON, JOANNA CLAIRE	000277230	10/06/2004	13/08/2004	Ceased
HARRIS, KATE	000279831	27/08/2004	20/12/2004	Ceased
HARRISON, DIANNE MICHELLE	000265717	16/02/2004	20/08/2004	Ceased
HARVEY, BRENDA DORIS	000265915	16/02/2004	27/08/2004	Ceased
HARVEY, LEANNE HELEN	000266504	16/02/2004	19/04/2004	Ceased
HAYTER, SUE GRACE	000265453	16/02/2004	26/07/2004	Ceased
HEELEY, JILLIAN ANN	000266224	16/02/2004	28/04/2004	Ceased
HEUBERGER, DAVID	000275535	16/04/2004	27/11/2004	Ceased
HILLS, KELLY ANNE	000266104	16/02/2004	27/08/2004	Ceased
HOMPAGE, VICKI JOAN	000266399	16/02/2004	06/11/2004	Ceased
HORTON, DEBBIE	000279245	03/08/2004	20/08/2004	Ceased
HOWARD, NOELEEN DAWN	000277271	08/06/2004	26/07/2004	Ceased
HOWLETT, CHELSEA	000265896	16/02/2004	16/03/2004	Ceased
IVES, JULIE ANNE	000266131	16/02/2004	28/04/2004	Ceased
JAMIESON, JESSICA LEIGH	000266511	16/02/2004	03/05/2004	Ceased
JAMIESON, PATRICIA FRANCES	000266468	16/02/2004	20/12/2004	Ceased
JONES, BETTY	000265885	16/02/2004	27/11/2004	Ceased
JONES, LISA MARGARET	000275407	19/04/2004	16/10/2004	Ceased
KAESER, VALERIE	000278554	12/07/2004	06/08/2004	Ceased
KINGSTON, KAREN BELINDA	000265853	16/02/2004	16/07/2004	Ceased
KINGSTON, SHELLEY LYN	000265959	16/02/2004	02/07/2004	Ceased
LAWFORD, BRYDIE	000266130	16/02/2004	28/04/2004	Ceased
LAWTON, ANGELINE	000265475	16/02/2004	09/10/2004	Ceased
LI, LAN	000265490	16/02/2004	20/08/2004	Ceased
LILLIMAN, YVONNE	000265897	16/02/2004	16/03/2004	Ceased
LOVE, ROSLYN GRACE	000265891	16/02/2004	25/06/2004	Ceased
LUCAS, ELIZABETH ROSALIE	000266058	16/02/2004	06/08/2004	Ceased
LUNEDEI, PATRICIA CATHERINE	000265676	16/02/2004	11/06/2004	Ceased
MACHRAY, MARGARET ANNE	000266221	16/02/2004	17/03/2004	Ceased
MALONE, EMMA JADE	000266437	16/02/2004	15/06/2004	Ceased
MANGAN, SIMON MATTHEW	000277242	10/06/2004	02/07/2004	Ceased
MARGRET, LUYNNE	000266321	16/02/2004	26/07/2004	Ceased
MCDAVITT, KAREN DERISE	000278948	27/07/2004	06/11/2004	Ceased
MCDERMOTT, KAREN	000265577	16/02/2004	18/06/2004	Ceased
MCDERMOTT, KAREN	000265577	10/06/2004	18/06/2004	Ceased
MCGIVERN, DANIELA	000265569	16/02/2004	02/07/2004	Ceased
MCINNES, LINDA	000265820	16/02/2004	21/11/2004	Ceased
MCINTOSH, VEMA LORRAINE	000266486	16/02/2004	19/04/2004	Ceased
MERCURI, DAWN KATHLEEN	000265547	16/02/2004	20/08/2004	Ceased
MESTON, TINA MICHELLE	000265962	16/02/2004	02/07/2004	Ceased
METHVEN, KIM	000265560	16/02/2004	14/04/2004	Ceased
MILLER, SUE	000265573	16/02/2004	06/08/2004	Ceased
MILLMAN, GAYE ANNE	000265616	16/02/2004	18/05/2004	Ceased
MILLS, JOANNE MARIE	000265578	16/02/2004	18/06/2004	Ceased
MILLS, JOANNE MARIE	000265578	28/05/2004	18/06/2004	Ceased
MITCHELL, BEVERLEY	000265728	16/02/2004	20/08/2004	Ceased
MITCHELL, DEBORAH MARIE	000266259	16/02/2004	28/04/2004	Ceased
MONAGHAN, MICHELLE EMMA	000266398	16/02/2004	21/11/2004	Ceased
MORRISH, VANESSA JOYCE	000266206	16/02/2004	19/04/2004	Ceased
MORRISON, MEAGAN	000266013	16/02/2004	18/06/2004	Ceased
MORRISON, MEAGAN	000266013	10/06/2004	18/06/2004	Ceased
MULLIGAN, TRACY DEBORAH	000266209	16/02/2004	24/09/2004	Ceased
MURPHY, GAYLE	000265700	16/02/2004	15/04/2004	Ceased
Moore, JANINE MAREE	000265485	16/02/2004	11/06/2004	Ceased
NANNINGA, JASMINE NATASHA	000265625	16/02/2004	20/08/2004	Ceased
NATHAN, DOTTY	000265851	16/02/2004	15/04/2004	Ceased
NEWCOMBE, LEANNE MARIE	000266431	16/02/2004	02/07/2004	Ceased
NOCK, MICHELLE ROSE	000266057	16/02/2004	18/05/2004	Ceased
Nista, Assunta	000265726	16/02/2004	14/04/2004	Ceased
O BRIEN, JO-ANNE	000266046	16/02/2004	20/08/2004	Ceased
O'HEHIR, SHELBIE KAYE	000265979	16/02/2004	13/08/2004	Ceased
OERTEL, CHRISTINE GWENETH	000266258	16/02/2004	28/04/2004	Ceased
OGLETHORPE, JOHN FRANCIS	000266204	16/02/2004	18/05/2004	Ceased
OGLETHORPE, LORYL AUDREY	000266203	16/02/2004	18/05/2004	Ceased
PACINI, KAREN MARGARET	000266037	16/02/2004	11/06/2004	Ceased
PARK, MICHELE KAREN	000265858	16/02/2004	15/04/2004	Ceased
PARKER, KAREN ANN	000265892	16/02/2004	14/04/2004	Ceased
PARNELL, LYNDY SUE	000265950	16/02/2004	14/04/2004	Ceased
PARRY, SIMONE ELISE	000266501	16/02/2004	19/04/2004	Ceased
PARTRIDGE, JULIA KAYE	000265841	16/02/2004	13/11/2004	Ceased
PENTON, JOANNE	000277246	10/06/2004	16/07/2004	Ceased
PHELAN, MEGAN LOUISE	000266479	16/02/2004	09/10/2004	Ceased
PHILLIPS, LOUISE	000266010	16/02/2004	11/06/2004	Ceased
PINI, HELEN MAREE	000266500	16/02/2004	16/10/2004	Ceased
POULIOT, STUART DEAN	000266105	16/02/2004	30/04/2004	Ceased
POYNDER, ROGER ANTHONY	000265883	16/02/2004	27/11/2004	Ceased
POYNTER, TANYA ANN	000265996	16/02/2004	30/10/2004	Ceased
PREGO, HENRIETTE	000277249	10/06/2004	13/11/2004	Ceased
PRICE-BROWN, MELISSA JANE	000266062	16/02/2004	20/12/2004	Ceased
RAKIC, VERA	000265640	16/02/2004	11/06/2004	Ceased
RALSTON, CHRISTINE ROSALIE	000266331	16/02/2004	16/10/2004	Ceased
RAMUS, AMANDA	000265554	16/02/2004	20/08/2004	Ceased
RANDALL, ANGELA FAITH	000266282	16/02/2004	17/03/2004	Ceased
REEVES, SIMON	000265895	16/02/2004	16/03/2004	Ceased
RICHTER, LORELLE GAYE	000265576	16/02/2004	18/06/2004	Ceased
RICHTER, LORELLE GAYE	000265576	28/05/2004	18/06/2004	Ceased
RIDDELL, STEPHANIE JEAN	000266260	16/02/2004	28/04/2004	Ceased
RN & T DEAN PTY LTD	000265302	16/02/2004	19/04/2004	Ceased
ROHDE, KATHRYN LOUISE	000266334	16/02/2004	16/07/2004	Ceased
ROOKS, JOANNE ALISON	000265902	16/02/2004	26/04/2004	Ceased
RUSSELL, CLAIRE	000266015	16/02/2004	18/06/2004	Ceased
RUSSELL, CLAIRE	000266015	10/06/2004	18/06/2004	Ceased
SCHMIDT, JANE ELIZABETH	000266471	16/02/2004	19/04/2004	Ceased
SCOTT, EMMA	000265823	16/02/2004	21/11/2004	Ceased
SHAW, JANE ELIZABETH	000265539	16/02/2004	27/08/2004	Ceased
SHEARER, ALISTAIR LINDSAY	000266513	16/02/2004	24/09/2004	Ceased
SIMMONS, LISA	000265898	16/02/2004	16/03/2004	Ceased
SLOAN, GORDON WILLIAM	000266277	16/02/2004	11/06/2004	Ceased
SMITH FAMILY HOLDINGS PTY LTD	000265307	16/02/2004	19/04/2004	Ceased
SMITH, DARREN MARK	000265893	16/02/2004	16/03/2004	Ceased
SMITH, KYLA NADINE	000266503	16/02/2004	19/04/2004	Ceased
SMITH, NORMA GAYLE	000266292	16/02/2004	25/06/2004	Ceased
SMITH, PRUE	000266459	16/02/2004	19/04/2004	Ceased
SOUTHEY, KATRINA LOUISE	000266422	16/02/2004	06/11/2004	Ceased
SPRATT, BETH	000266512	16/02/2004	26/05/2004	Ceased
STANIMIROVIC, MARGARET JEAN	000280824	24/09/2004	16/10/2004	Ceased
STEVENS, LORRAINE MARGARET	000266283	16/02/2004	24/09/2004	Ceased
STEWART, ANGELA LOUISE	000265911	16/02/2004	17/03/2004	Ceased
STEWART, KELLY VERA	000266478	16/02/2004	24/09/2004	Ceased
SUDOMITSKI, MARILYN DAWN	000265659	16/02/2004	03/09/2004	Ceased
SVS MANAGEMENT SERVICES PTY. LTD.	000265290	16/02/2004	26/03/2004	Ceased
SWEENEY, DEANNE	000266011	16/02/2004	11/06/2004	Ceased
SWEENEY, SUSAN THERESE	000266333	16/02/2004	16/07/2004	Ceased
TALBOT, STEVEN TAYLOR	000265807	16/02/2004	02/10/2004	Ceased
TEUNISSEN, STACEY	000266222	16/02/2004	11/06/2004	Ceased
THOMASSON, JILL MARY	000266426	16/02/2004	19/04/2004	Ceased
TRAINOR, JACINTA	000265722	16/02/2004	09/10/2004	Ceased
TRY, MICHAEL	000265750	16/02/2004	16/10/2004	Ceased
TSABAZIS, ANTIONETTE ELIZABETH	000277261	10/06/2004	26/07/2004	Ceased
TUCKETT, STEPHEN JOHN	000265766	16/02/2004	27/08/2004	Ceased
VAN DUERSE, WAYNE RODNEY	000265433	16/02/2004	27/08/2004	Ceased
VEY, PAUL ANDREW	000266155	16/02/2004	26/07/2004	Ceased
W.J. & J.F. FRANCIS PTY LTD	000263866	16/02/2004	13/11/2004	Ceased
WATSON, SYLVIA JOSEPHINE	000265638	16/02/2004	16/03/2004	Ceased
WATT, RACHAEL FAY	000266110	16/02/2004	11/06/2004	Ceased
WHITEOAK, PHILLIP	000266413	16/02/2004	04/12/2004	Ceased
WHITWORTH, JULIE SANDRA	000275394	20/04/2004	16/10/2004	Ceased
WILSON, MARCIA ANNE	000265441	16/02/2004	18/05/2004	Ceased
WOODCOCK, JANET	000265562	16/02/2004	13/11/2004	Ceased
WOTTON, GRAHAM MURRAY	000265857	16/02/2004	15/04/2004	Ceased
WRIGHT, CALLUM ALEXANDER	000265497	16/02/2004	16/03/2004	Ceased
WYETT, SHIRLEY ANNE	000265754	16/02/2004	18/05/2004	Ceased

Where they were authorised next

58 of these 209 were followed by another authorisation elsewhere; 151 were the last on that record.

Authorised next by	Authorisations	Share
BENDIGO AND ADELAIDE BANK LIMITED	50	86.2%
AUSTRALIAN LIFE INSURANCE DISTRIBUTION PTY LTD	3	5.2%
PROFESSIONAL INVESTMENT SERVICES PTY LTD	1	1.7%
licence 240687	1	1.7%
CHU UNDERWRITING AGENCIES PTY LTD	1	1.7%
ELKINGTON BISHOP MOLINEAUX INSURANCE BROKERS PTY LIMITED	1	1.7%
licence 232701	1	1.7%

Other licensees that lost representatives in 2004

ARETE RISK & INSURANCE PARTNERS PTY LTD — 470
COUNT FINANCIAL LIMITED — 148
CHARTER FINANCIAL PLANNING LIMITED — 98
PROFESSIONAL INVESTMENT SERVICES PTY LTD — 100
QBE INSURANCE (AUSTRALIA) LIMITED — 128
WYNDHAM VACATION CLUBS SOUTH PACIFIC LTD — 151
INSURANCE AUSTRALIA LIMITED — 260
CLUB MARINE LIMITED — 173
A.P.V.C. LTD. — 250
ELDERS RURAL SERVICES AUSTRALIA LIMITED — 129
AIA AUSTRALIA LIMITED — 282
FUTURITY INVESTMENT GROUP LIMITED — 121
AAI LIMITED — 354
CANACCORD GENUITY FINANCIAL LIMITED — 130

BENDIGO AND ADELAIDE BANK LIMITED in other years

2026 — 307
2025 — 663
2024 — 482
2023 — 674
2022 — 565
2021 — 646
2020 — 518
2019 — 480
2018 — 516
2017 — 487
2016 — 849
2015 — 377
2014 — 586
2013 — 347
2012 — 465
2011 — 536
2010 — 396
2009 — 279
2008 — 365
2007 — 347
2006 — 324
2005 — 331

Money lost after advice you were given?

209 authorisations are listed on this page. A complaint about an authorised representative normally goes to AFCA against the licensee that authorised them — and there is no fee. Tell us what happened and we will point the enquiry at people who take these cases. We are not lawyers, we take no share of anything recovered, and we make no promise about the outcome.

How we use this.