Authorisations by ARETE RISK & INSURANCE PARTNERS PTY LTD that ended in 2004
470 of the 3,837 authorisations granted by ARETE RISK & INSURANCE PARTNERS PTY LTD ended during 2004 — 12.2% of its record, and 4.0% of everything that ended in Australia that year.
470ended in 2004
12.2%share of ARETE RISK & INS
4.0%share of 2004
282also authorised elsewhere
If you were advised by one of these people on or before their end date, ARETE RISK & INSURANCE PARTNERS PTY LTD is normally the licensee that answers for it. If you were advised afterwards, it is not — look at who authorised them next. Why the dates decide.
All 3,837 authorisations by ARETE RISK & INSURANCE PARTNERS PTY LTD · Everything that ended in 2004
The 470 that ended in 2004
| Representative | Number | From | To | Status |
|---|---|---|---|---|
| A & R FINANCIAL PLANNERS PTY LTD | 000247750 | 01/01/2004 | 21/06/2004 | Ceased |
| A.A. GRAY'S FINANCIAL SERVICES PTY. LIMITED | 000250222 | 01/01/2004 | 25/02/2004 | Ceased |
| ABBOTT FINANCIAL SOLUTIONS PTY LTD | 000251675 | 01/01/2004 | 01/01/2004 | Ceased |
| ACURANCY FINANCIAL PTY LTD | 000248810 | 01/01/2004 | 09/06/2004 | Ceased |
| ADAMS, BENJAMIN LUKE | 000248165 | 01/01/2004 | 08/07/2004 | Ceased |
| AFI FINANCIAL PLANNING PTY LTD | 000248540 | 01/01/2004 | 08/12/2004 | Ceased |
| AGS FINANCIAL GROUP PTY LIMITED | 000248069 | 01/01/2004 | 17/03/2004 | Ceased |
| AJT FINANCIAL SERVICES PTY LTD | 000252797 | 01/01/2004 | 28/09/2004 | Ceased |
| ALAN HARVEY PTY LTD | 000255113 | 01/01/2004 | 01/07/2004 | Ceased |
| ALDIS, LINDSEY | 000251805 | 01/01/2004 | 24/11/2004 | Ceased |
| ALLAN WORLAND FINANCIAL SERVICES PTY LIMITED | 000249097 | 01/01/2004 | 04/03/2004 | Ceased |
| ALLEN, HELEN JUDITH | 000251486 | 01/01/2004 | 06/02/2004 | Ceased |
| ALLEN, NERALIE ELIZABETH | 000249341 | 01/01/2004 | 01/01/2004 | Ceased |
| ALLEN, TRUDY | 000251929 | 01/01/2004 | 02/03/2004 | Ceased |
| ANDERS, KIRSTIE | 000275670 | 05/05/2004 | 28/06/2004 | Ceased |
| ANDERSON, GREGORY THOMAS | 000247885 | 01/01/2004 | 29/04/2004 | Ceased |
| ANDERSON, HEATHER | 000251640 | 01/01/2004 | 02/03/2004 | Ceased |
| ANGELICA JACOB PTY. LIMITED | 000248292 | 01/01/2004 | 04/08/2004 | Ceased |
| ANTHONY D J RIGBY INSURANCE AND INVESTMENT SERVICES PTY LTD | 000248494 | 01/01/2004 | 01/01/2004 | Ceased |
| APPLETON, DAVID KEITH | 000251684 | 01/01/2004 | 01/01/2004 | Ceased |
| ARMADALE INSURANCE SERVICES PTY. LTD. | 000251897 | 01/01/2004 | 13/05/2004 | Ceased |
| ARMITAGE, NORMA ELIZABETH | 000248328 | 01/01/2004 | 28/04/2004 | Ceased |
| ASSOCIATED AUSTRALIAN FINANCIAL PLANNERS PTY. LTD. | 000247606 | 01/01/2004 | 03/05/2004 | Ceased |
| AUSSINA INTERNATIONAL PTY LTD | 000248177 | 01/01/2004 | 18/08/2004 | Ceased |
| BACK, ROBERT ANDREW | 000248551 | 01/01/2004 | 25/05/2004 | Ceased |
| BACON, VANESSA | 000263055 | 01/01/2004 | 02/03/2004 | Ceased |
| BAGNELL, AILEEN | 000252383 | 01/01/2004 | 20/08/2004 | Ceased |
| BAGNELL, GRAHAM LEONARD | 000248434 | 01/01/2004 | 16/12/2004 | Ceased |
| BAKER, ADELLE | 000260996 | 01/01/2004 | 08/07/2004 | Ceased |
| BANNAM, DOUGLAS JAMES | 000248922 | 01/01/2004 | 01/01/2004 | Ceased |
| BARCLAY, SEAN BERNARD | 000249717 | 01/01/2004 | 28/04/2004 | Ceased |
| BARENDREGT, PETER | 000248294 | 01/01/2004 | 13/10/2004 | Ceased |
| BARENDREGT, TRACY | 000251346 | 01/01/2004 | 13/10/2004 | Ceased |
| BARKER, JOHN ANTHONY | 000249127 | 01/01/2004 | 28/04/2004 | Ceased |
| BARROW, JAMES STEWART | 000252448 | 01/01/2004 | 01/01/2004 | Ceased |
| BARRY LOWE & ASSOCIATES PTY. LTD. | 000248569 | 01/01/2004 | 06/02/2004 | Ceased |
| BATT, GORDON JAMES | 000247888 | 01/01/2004 | 06/09/2004 | Ceased |
| BAXTER, SIMON LEE JAMES | 000251512 | 01/01/2004 | 20/02/2004 | Ceased |
| BBG FINANCIAL SERVICES PTY LTD | 000248172 | 01/01/2004 | 29/11/2004 | Ceased |
| BEJAH, RICHARD G | 000249392 | 01/01/2004 | 04/03/2004 | Ceased |
| BELGROVE, ROBYN MARGARET | 000251806 | 01/01/2004 | 21/01/2004 | Ceased |
| BELGROVE, ROGER L | 000247902 | 01/01/2004 | 21/01/2004 | Ceased |
| BERLEE, ALEXANDER WILLIAM | 000248337 | 01/01/2004 | 17/03/2004 | Ceased |
| BERNS, ANITA | 000251852 | 01/01/2004 | 23/11/2004 | Ceased |
| BIDDLE, ANTHONY EDGAR | 000251492 | 01/01/2004 | 08/03/2004 | Ceased |
| BIGGAM, ALANA MELITA | 000251958 | 01/01/2004 | 01/01/2004 | Ceased |
| BILLING, LAUREL | 000252080 | 01/01/2004 | 11/02/2004 | Ceased |
| BIRCHMOUNT PTY. LTD. | 000248425 | 01/01/2004 | 03/11/2004 | Ceased |
| BLACKMORE, JEFFREY LEON | 000247913 | 01/01/2004 | 30/07/2004 | Ceased |
| BLACKRIDGE FINANCIAL SERVICES PTY LIMITED | 000249688 | 01/01/2004 | 10/11/2004 | Ceased |
| BLURTON, PETER | 000249521 | 01/01/2004 | 12/05/2004 | Ceased |
| BOLER, VERONICA LEE | 000254541 | 01/01/2004 | 02/03/2004 | Ceased |
| BOND, YVETTE | 000252285 | 01/01/2004 | 04/03/2004 | Ceased |
| BOSTOCK, MICHALA | 000252211 | 01/01/2004 | 06/02/2004 | Ceased |
| BOURNE, MAX | 000248304 | 01/01/2004 | 21/04/2004 | Ceased |
| BRENNAN & POWELL PTY LTD | 000248437 | 01/01/2004 | 17/08/2004 | Ceased |
| BRENNAN, CRAIG NELSON | 000252325 | 01/01/2004 | 17/08/2004 | Ceased |
| BRENNAN, DAMIAN JAMES | 000248020 | 01/01/2004 | 01/01/2004 | Ceased |
| BROADLY BASED FINANCIAL SERVICES PTY LTD | 000249037 | 01/01/2004 | 13/08/2004 | Ceased |
| BROOKS, JOHN THOMAS | 000251299 | 01/01/2004 | 05/05/2004 | Ceased |
| BRYEN, COLIN MCKENZIE | 000251401 | 01/01/2004 | 01/01/2004 | Ceased |
| BUCKTON, MARK TERENCE | 000248833 | 01/01/2004 | 30/01/2004 | Ceased |
| BUNTON, JEFFREY ALBERT | 000249357 | 01/01/2004 | 16/09/2004 | Ceased |
| BURGES, JANELLE ROBYN | 000251782 | 01/01/2004 | 12/08/2004 | Ceased |
| BURKE, PETER JAMES | 000249322 | 01/01/2004 | 04/08/2004 | Ceased |
| BYRNE, MARGARET | 000247645 | 01/01/2004 | 22/03/2004 | Ceased |
| C.V. GODFREY PTY. LTD. | 000250221 | 01/01/2004 | 22/06/2004 | Ceased |
| CAMLANA PTY. LIMITED | 000249492 | 01/01/2004 | 21/06/2004 | Ceased |
| CAMPBELL, ELIZABETH | 000251983 | 01/01/2004 | 11/03/2004 | Ceased |
| CARNEGIE, NICOLE | 000251910 | 01/01/2004 | 28/06/2004 | Ceased |
| CARNSEW, JUDY LUXMI DEVI | 000249332 | 08/03/2004 | 29/11/2004 | Ceased |
| CARTER, BARRY MAXWELL | 000248051 | 01/01/2004 | 08/03/2004 | Ceased |
| CARTER, SHERLIE ANNE | 000251494 | 01/01/2004 | 08/03/2004 | Ceased |
| CASEY FINANCIAL SERVICES PTY. LTD | 000249112 | 01/01/2004 | 16/09/2004 | Ceased |
| CASEY, STEPHEN JOHN | 000249223 | 01/01/2004 | 16/09/2004 | Ceased |
| CAULFIELD, ANDREW JAMES | 000248617 | 01/01/2004 | 08/03/2004 | Ceased |
| CAVANOUGH, KAREN ELIZABETH | 000251414 | 01/01/2004 | 11/03/2004 | Ceased |
| CHAN, HENRY | 000251108 | 01/01/2004 | 01/01/2004 | Ceased |
| CHAND, YUGESH | 000248669 | 01/01/2004 | 30/07/2004 | Ceased |
| CHAPMAN WELSH GOLD COAST INSURANCES PTY. LTD. | 000252327 | 01/01/2004 | 05/11/2004 | Ceased |
| CHAPMAN WELSH INSURANCE SERVICES PTY. LTD. | 000251699 | 01/01/2004 | 21/06/2004 | Ceased |
| CHAPMAN, WALTER GILL | 000251381 | 01/01/2004 | 27/01/2004 | Ceased |
| CHARLES, WAYNE | 000249591 | 01/01/2004 | 12/03/2004 | Ceased |
| CHEN, MARIA LIN | 000247894 | 01/01/2004 | 01/01/2004 | Ceased |
| CHINNER, CATHERINE JANE | 000251257 | 01/01/2004 | 25/02/2004 | Ceased |
| CHONG, MURPHY | 000247760 | 01/01/2004 | 29/04/2004 | Ceased |
| CHRIS KOZARIS PTY. LTD. | 000249218 | 01/01/2004 | 30/01/2004 | Ceased |
| CHRIS LAMBDEN PTY LTD | 000248234 | 01/01/2004 | 13/08/2004 | Ceased |
| CHRIS TODD FINANCIAL SERVICES PTY LTD | 000249363 | 01/01/2004 | 20/08/2004 | Ceased |
| CLARKE, JASON | 000248747 | 01/01/2004 | 19/04/2004 | Ceased |
| CLEE, ABBY | 000252116 | 01/01/2004 | 01/03/2004 | Ceased |
| CLIFFORD, CATHERINE | 000251623 | 01/01/2004 | 13/08/2004 | Ceased |
| COLLINS, GREG IAN | 000248459 | 01/01/2004 | 30/01/2004 | Ceased |
| COMPASS FINANCIAL SERVICES (AUSTRALIA) PTY. LIMITED | 000248834 | 01/01/2004 | 20/07/2004 | Ceased |
| COOK, PETER | 000251408 | 01/01/2004 | 31/12/2004 | Ceased |
| COOLING, STEPHEN EVAN | 000248031 | 01/01/2004 | 22/03/2004 | Ceased |
| COWELL, GENINE FRANCES | 000248212 | 01/01/2004 | 06/08/2004 | Ceased |
| CROSBY, ALAN WILLIAM | 000248900 | 01/01/2004 | 24/03/2004 | Ceased |
| CROSBY, LINDA MICHELLE | 000260994 | 12/02/2004 | 15/09/2004 | Ceased |
| CURRAN NICHOLLS, JONATHAN MARK | 000248390 | 01/01/2004 | 07/12/2004 | Ceased |
| CZICHON, RALPH | 000249229 | 01/01/2004 | 30/07/2004 | Ceased |
| Ciavarella, Gabriele | 000247891 | 01/01/2004 | 15/03/2004 | Ceased |
| D'CRUZ, CHRISTOPHER | 000249246 | 01/01/2004 | 06/09/2004 | Ceased |
| D.J. & M. WARNER PTY. LTD. | 000250922 | 01/01/2004 | 18/06/2004 | Ceased |
| DAHL, CHERYL | 000264686 | 25/02/2004 | 11/03/2004 | Ceased |
| DALITZ, MICHELLE | 000252173 | 01/01/2004 | 13/10/2004 | Ceased |
| DANCE, TREVOR OWEN | 000251110 | 01/01/2004 | 22/06/2004 | Ceased |
| DAVID ROWLANDS AND ASSOCIATES PTY LTD | 000248673 | 01/01/2004 | 03/06/2004 | Ceased |
| DAWSON, BRUCE PETER | 000251255 | 01/01/2004 | 01/01/2004 | Ceased |
| DEB WELLMAN FINANCIAL SERVICES PTY. LTD. | 000249238 | 01/01/2004 | 13/05/2004 | Ceased |
| DELPORT & ANDERSON PTY LTD | 000248161 | 01/01/2004 | 29/04/2004 | Ceased |
| DENNIS, GEOFFREY MURDOCH | 000251320 | 01/01/2004 | 25/05/2004 | Ceased |
| DENYS MOSS FINANCIAL SERVICES PTY LTD | 000249251 | 01/01/2004 | 15/03/2004 | Ceased |
| DILLOW, TERRI NARELLE | 000251809 | 01/01/2004 | 20/12/2004 | Ceased |
| DOUG BANNAM FINANCIAL SERVICES PTY LTD | 000249681 | 01/01/2004 | 01/01/2004 | Ceased |
| DOUGLAS, ALLAN SHOLTO | 000251898 | 01/01/2004 | 13/05/2004 | Ceased |
| DOWNES, PAUL SAMUEL | 000248679 | 01/01/2004 | 13/05/2004 | Ceased |
| DOYLE, JOHANNE | 000252138 | 01/01/2004 | 01/06/2004 | Ceased |
| DRAKE, JODIE | 000251977 | 01/01/2004 | 18/11/2004 | Ceased |
| DROOGER, AARON | 000251761 | 01/01/2004 | 14/04/2004 | Ceased |
| DU, KINH-HANG | 000251889 | 01/01/2004 | 30/08/2004 | Ceased |
| DURRANT, KERRY-ANNE | 000252060 | 01/01/2004 | 01/01/2004 | Ceased |
| DWAN, JENNIFER MARGARET | 000276214 | 17/05/2004 | 03/08/2004 | Ceased |
| DYCK, SHARON | 000251587 | 01/01/2004 | 15/12/2004 | Ceased |
| DYER, SYDNEY FRANCIS | 000248130 | 01/01/2004 | 14/04/2004 | Ceased |
| EAST, BRIAN JOHN | 000248423 | 01/01/2004 | 09/07/2004 | Ceased |
| EDWARDS, SANDRA | 000251902 | 01/01/2004 | 03/09/2004 | Ceased |
| EIGHTEEN, JON | 000251306 | 01/01/2004 | 22/04/2004 | Ceased |
| EJM FINANCIAL SERVICES PTY LTD | 000252446 | 01/01/2004 | 24/08/2004 | Ceased |
| ERRINGTON, LISA | 000252207 | 01/01/2004 | 24/11/2004 | Ceased |
| ETHAPANE, DILEEPA | 000249262 | 01/01/2004 | 26/08/2004 | Ceased |
| FERGUSSON, LINDA KATHRYN | 000251565 | 01/01/2004 | 08/03/2004 | Ceased |
| FERRARO, ROSINA | 000252318 | 01/01/2004 | 13/04/2004 | Ceased |
| FIDDLING, BARBARA | 000251456 | 01/01/2004 | 17/03/2004 | Ceased |
| FINCH, WALTER | 000252210 | 01/01/2004 | 15/03/2004 | Ceased |
| FINKEL, CHRISTOPHER | 000249667 | 01/01/2004 | 08/11/2004 | Ceased |
| FOCUS PLANNING GROUP PTY LTD | 000248691 | 01/01/2004 | 13/10/2004 | Ceased |
| FOSTER, KAREN | 000252064 | 01/01/2004 | 23/11/2004 | Ceased |
| FOX, EMILY JANE | 000252105 | 01/01/2004 | 17/05/2004 | Ceased |
| FOYE FINANCIAL SERVICES PTY. LIMITED | 000248692 | 01/01/2004 | 11/05/2004 | Ceased |
| FOZARD, CHRISTOPHER | 000253716 | 01/01/2004 | 01/01/2004 | Ceased |
| FROST, CHERIE ELLEN | 000252468 | 01/01/2004 | 27/01/2004 | Ceased |
| GAY, ROBERT | 000251616 | 01/01/2004 | 16/02/2004 | Ceased |
| GERSCH, PETER ALAN | 000247580 | 01/01/2004 | 21/06/2004 | Ceased |
| GLOBAL INVESTMENT MANAGEMENT PTY LTD | 000247906 | 01/01/2004 | 26/08/2004 | Ceased |
| GOLDSWORTHY, RALPH JAMES MITCHELL | 000248090 | 01/01/2004 | 14/04/2004 | Ceased |
| GOODALL, IAN FRANCISS | 000248783 | 01/01/2004 | 21/07/2004 | Ceased |
| GOODGER, PETER JOHN | 000254512 | 01/01/2004 | 15/03/2004 | Ceased |
| GOODGER, SUSAN ROSEMARY | 000251951 | 01/01/2004 | 15/03/2004 | Ceased |
| GRATWICK, MARC JAMES | 000248363 | 01/01/2004 | 17/03/2004 | Ceased |
| GREG MADDEN PTY LTD | 000249454 | 01/01/2004 | 03/09/2004 | Ceased |
| GREGORY, SUSAN MARGARET | 000251650 | 01/01/2004 | 16/06/2004 | Ceased |
| GROOM, KATIE | 000251833 | 01/01/2004 | 24/02/2004 | Ceased |
| GROWTH PLUS FINANCIAL GROUP PTY LTD | 000248067 | 01/01/2004 | 04/06/2004 | Ceased |
| GROWUP ADVISERS PTY LTD | 000256675 | 01/01/2004 | 18/02/2004 | Ceased |
| GRUBELICH, ALISHA | 000263079 | 01/02/2004 | 04/03/2004 | Ceased |
| GURD, PETER WILLIAM | 000248603 | 01/01/2004 | 13/10/2004 | Ceased |
| HACK, JENNIFER LOUISE | 000251372 | 01/01/2004 | 28/04/2004 | Ceased |
| HALL, CAMILLE | 000255387 | 01/01/2004 | 30/07/2004 | Ceased |
| HALPIN, PETER JOHN | 000248094 | 01/01/2004 | 23/04/2004 | Ceased |
| HAMILTON, STORM BERNADETTE | 000251688 | 01/01/2004 | 22/11/2004 | Ceased |
| HANNA, MARIANNE | 000251285 | 01/01/2004 | 03/03/2004 | Ceased |
| HARBOUR FINANCIAL PTY LIMITED | 000248176 | 01/01/2004 | 16/09/2004 | Ceased |
| HARDCASTLE, CARMEL | 000252341 | 01/01/2004 | 01/01/2004 | Ceased |
| HARLOW, M J W | 000249709 | 01/01/2004 | 31/05/2004 | Ceased |
| HARRIS, LEONIE FAYE | 000251883 | 01/01/2004 | 02/03/2004 | Ceased |
| HARRISON, ROBERT MARK | 000251180 | 01/01/2004 | 18/02/2004 | Ceased |
| HART, CATHERINE MARY | 000251625 | 01/01/2004 | 02/03/2004 | Ceased |
| HART, WENDY | 000251880 | 01/01/2004 | 17/02/2004 | Ceased |
| HARVEY, ALAN JOHN | 000255114 | 01/01/2004 | 01/07/2004 | Ceased |
| HARVEY, ALAN JOHN | 000255114 | 01/07/2004 | 01/12/2004 | Ceased |
| HATCH, JANINE | 000252004 | 01/01/2004 | 02/03/2004 | Ceased |
| HAWKER, CHRISTINA | 000251440 | 01/01/2004 | 25/05/2004 | Ceased |
| HEALEY, ROBYN | 000251585 | 01/01/2004 | 23/11/2004 | Ceased |
| HENNESSY, KIM LOUISE | 000251170 | 01/01/2004 | 27/01/2004 | Ceased |
| HEUZENROEDER, ROGER LESLIE | 000248095 | 01/01/2004 | 08/03/2004 | Ceased |
| HICKS, MARNIE | 000252068 | 01/01/2004 | 11/03/2004 | Ceased |
| HILL, KANDICE | 000252127 | 01/01/2004 | 04/08/2004 | Ceased |
| HODGKINSON, KAREN | 000247936 | 01/01/2004 | 24/11/2004 | Ceased |
| HOHNBERG, ANN | 000251787 | 01/01/2004 | 08/03/2004 | Ceased |
| HOLLAND, NARELLE | 000251300 | 01/01/2004 | 27/08/2004 | Ceased |
| HOOK, MARITA | 000255108 | 01/01/2004 | 04/08/2004 | Ceased |
| HOOPER, MELISSA | 000256577 | 01/01/2004 | 23/12/2004 | Ceased |
| HORGAN, NIKYLJA JANE | 000248096 | 01/01/2004 | 08/03/2004 | Ceased |
| HORVATH, GABRIELLA ELIZA | 000251975 | 01/01/2004 | 16/02/2004 | Ceased |
| HOWELL, DAWN | 000252109 | 01/01/2004 | 12/10/2004 | Ceased |
| HRES, STEPHEN WALTER | 000248541 | 01/01/2004 | 08/12/2004 | Ceased |
| HUFSCHMID, TRACY | 000251959 | 01/01/2004 | 01/01/2004 | Ceased |
| HUMPHREY, RACHEL GAYLE | 000251991 | 01/01/2004 | 03/03/2004 | Ceased |
| HUNT, PENELOPE | 000248845 | 01/01/2004 | 13/10/2004 | Ceased |
| HUTCHINGS, DAVID CRESWICK | 000247922 | 01/01/2004 | 04/03/2004 | Ceased |
| HYDE, SHEREE | 000257866 | 01/01/2004 | 20/08/2004 | Ceased |
| IAN BATTEN PTY LTD | 000247783 | 10/02/2004 | 22/06/2004 | Ceased |
| IAN F GOODALL PTY LTD | 000248601 | 01/01/2004 | 21/07/2004 | Ceased |
| IAN I.G.STEWART & ASSOCIATES PTY. LTD. | 000252370 | 01/01/2004 | 01/01/2004 | Ceased |
| IAN R. WHITE & ASSOCIATES PTY. LTD. | 000249001 | 01/01/2004 | 13/10/2004 | Ceased |
| INTEGRAL ASSET MANAGEMENT PTY LTD | 000249158 | 01/01/2004 | 20/08/2004 | Ceased |
| INVEST 2000 PTY. LTD. | 000247951 | 01/01/2004 | 29/04/2004 | Ceased |
| J A NEILSON INVESTMENTS PTY LTD | 000248698 | 01/01/2004 | 14/04/2004 | Ceased |
| J M & L T SAMPSON PTY LTD | 000252159 | 01/01/2004 | 01/01/2004 | Ceased |
| JACKSON, ROBYN | 000252390 | 01/01/2004 | 16/02/2004 | Ceased |
| JACOB, ANGELICA | 000249346 | 01/01/2004 | 04/08/2004 | Ceased |
| JAMES, DARREN SCOTT | 000248754 | 01/01/2004 | 15/09/2004 | Ceased |
| JAMES, DAVID STEWART | 000248560 | 01/01/2004 | 19/11/2004 | Ceased |
| JAMES, ROBERT JOHN | 000252339 | 01/01/2004 | 17/03/2004 | Ceased |
| JANKOWSKI, CAROLYN | 000251338 | 01/01/2004 | 20/02/2004 | Ceased |
| JEFFCOAT, TARA | 000252001 | 01/01/2004 | 24/02/2004 | Ceased |
| JERRAM, MARK VINCENT | 000248248 | 01/01/2004 | 01/01/2004 | Ceased |
| JINNETTE, JANET | 000251518 | 01/01/2004 | 17/12/2004 | Ceased |
| JOHN CASTLE & ASSOCIATES PTY. LTD. | 000247533 | 01/01/2004 | 07/04/2004 | Ceased |
| JOHN G. TERRACALL PTY. LTD. | 000249074 | 01/01/2004 | 25/08/2004 | Ceased |
| JOHNSTON, MARK LEIGH | 000248562 | 01/01/2004 | 22/04/2004 | Ceased |
| JOLLEY, KELLY JANE | 000257867 | 01/01/2004 | 02/03/2004 | Ceased |
| KAZOULLIS, EMANUEL STEPHEN | 000253183 | 01/01/2004 | 01/01/2004 | Ceased |
| KEARNEY, DANIEL TERRENCE | 000248932 | 01/01/2004 | 01/03/2004 | Ceased |
| KEARNEY, TERRENCE JOHN | 000249291 | 01/01/2004 | 01/03/2004 | Ceased |
| KEECH, JUSTINE | 000251820 | 01/01/2004 | 16/02/2004 | Ceased |
| KELLY, LISA NICOLE | 000253688 | 01/01/2004 | 11/03/2004 | Ceased |
| KELLY, LISA NICOLE | 000253688 | 17/05/2004 | 24/09/2004 | Ceased |
| KEMP, DENISE KAYE | 000251340 | 01/01/2004 | 16/02/2004 | Ceased |
| KEN CLIFT PTY. LTD. | 000248058 | 01/01/2004 | 23/11/2004 | Ceased |
| KENNEDY, DENIS MARTIN GERALD | 000248491 | 01/01/2004 | 20/08/2004 | Ceased |
| KHOR, ENG CHOR | 000248373 | 01/01/2004 | 29/03/2004 | Ceased |
| KING, DARRYL FRANCIS | 000248404 | 01/01/2004 | 01/01/2004 | Ceased |
| KING, MERLE | 000251374 | 01/01/2004 | 01/01/2004 | Ceased |
| KLAASSEN, HELEN | 000255854 | 01/01/2004 | 02/03/2004 | Ceased |
| KNEE, BRENDA | 000251630 | 01/01/2004 | 11/03/2004 | Ceased |
| KNEEBUSH, GEORGE | 000251525 | 01/01/2004 | 02/03/2004 | Ceased |
| KOH, RICHARD HIM ONG | 000247956 | 01/01/2004 | 27/08/2004 | Ceased |
| KOZARIS, CHRISTOS | 000248739 | 01/01/2004 | 30/01/2004 | Ceased |
| KRA FINANCIAL GROUP PTY LTD | 000248899 | 01/01/2004 | 13/10/2004 | Ceased |
| KRAUT, PATRICK ROSS | 000248117 | 01/01/2004 | 22/03/2004 | Ceased |
| L J S FINANCIAL SERVICES PTY LTD | 000251873 | 01/01/2004 | 01/01/2004 | Ceased |
| LAM, PHUONG VAN | 000248768 | 01/01/2004 | 17/08/2004 | Ceased |
| LAMBDEN, CHRISTOPHER | 000248846 | 01/01/2004 | 13/08/2004 | Ceased |
| LAMBERT, STEPHEN | 000252286 | 01/01/2004 | 01/01/2004 | Ceased |
| LAMONT, ADAM GEOFFREY | 000252239 | 01/01/2004 | 03/03/2004 | Ceased |
| LANG FINANCIAL PTY LTD | 000251693 | 01/01/2004 | 01/01/2004 | Ceased |
| LAUDENBACH, WILLIAM ALIC | 000248482 | 01/01/2004 | 20/02/2004 | Ceased |
| LEE, IRENE | 000251498 | 01/01/2004 | 03/03/2004 | Ceased |
| LEE, THIAM SANG | 000255793 | 01/01/2004 | 13/08/2004 | Ceased |
| LEIGHTON, JANINE REBECCA | 000251854 | 01/01/2004 | 21/01/2004 | Ceased |
| LEON, JEFFREY ALLAN | 000247968 | 01/01/2004 | 30/01/2004 | Ceased |
| LEOW, JIAH SOON | 000252230 | 01/01/2004 | 11/03/2004 | Ceased |
| LEOW, JIAH SOON | 000252230 | 14/04/2004 | 28/10/2004 | Ceased |
| LICASTRO, ANGELO | 000251307 | 01/01/2004 | 28/06/2004 | Ceased |
| LITTLE, TAMMY-LEE | 000251187 | 01/01/2004 | 11/03/2004 | Ceased |
| LOADER, EDWARD JOHN | 000251391 | 01/01/2004 | 13/04/2004 | Ceased |
| LOH, PETER YOON PIN | 000248585 | 01/01/2004 | 13/10/2004 | Ceased |
| LOW, RYAN MARK | 000253717 | 01/01/2004 | 09/08/2004 | Ceased |
| LOWE, BARRY PATRICK | 000248568 | 01/01/2004 | 06/02/2004 | Ceased |
| LOWE, MOIRA | 000252437 | 01/01/2004 | 06/02/2004 | Ceased |
| LU, QUAN | 000248178 | 01/01/2004 | 18/08/2004 | Ceased |
| LYONS, CRAIG ANDREW | 000248376 | 01/01/2004 | 01/01/2004 | Ceased |
| MACARTHUR BROWNS PTY. LIMITED | 000247574 | 01/01/2004 | 27/01/2004 | Ceased |
| MACPHERSON, BRIAN JAMES | 000249141 | 01/01/2004 | 17/03/2004 | Ceased |
| MADDAFORD, MARCUS PAUL | 000248857 | 01/01/2004 | 04/03/2004 | Ceased |
| MADDEN, GREGORY JOHN | 000249453 | 01/01/2004 | 03/09/2004 | Ceased |
| MADDEN, JANETTE | 000251382 | 01/01/2004 | 06/09/2004 | Ceased |
| MAIDEN, SAMANTHA | 000247938 | 01/01/2004 | 08/03/2004 | Ceased |
| MANTHEY, TRACEY | 000251322 | 01/01/2004 | 24/11/2004 | Ceased |
| MARESCH, STACEY LOUISE | 000251577 | 01/01/2004 | 11/03/2004 | Ceased |
| MARTIN, DAVID JOHN HOWIE | 000248284 | 01/01/2004 | 30/01/2004 | Ceased |
| MARY VENEGAS PTY LIMITED | 000252447 | 01/01/2004 | 22/06/2004 | Ceased |
| MASON, KAREN | 000252247 | 01/01/2004 | 04/03/2004 | Ceased |
| MAY, RICHARD LAWRENCE | 000249224 | 01/01/2004 | 28/04/2004 | Ceased |
| MCCABE, MARY | 000251281 | 01/01/2004 | 20/02/2004 | Ceased |
| MCGHEE, JOSEPH F | 000248149 | 01/01/2004 | 01/01/2004 | Ceased |
| MCINERNEY, JENNY | 000248818 | 01/01/2004 | 01/01/2004 | Ceased |
| MCLOUGHLIN, JOHN P | 000247950 | 01/01/2004 | 29/04/2004 | Ceased |
| MEEK, JOANNA | 000251801 | 01/01/2004 | 03/03/2004 | Ceased |
| MERRILYN DENNIS PTY. LTD. | 000251945 | 01/01/2004 | 25/05/2004 | Ceased |
| MEZZASALMA, EMANUEL JOSEPH | 000249004 | 01/01/2004 | 24/08/2004 | Ceased |
| MILLER, ALLAN WAYNE | 000248583 | 01/01/2004 | 19/11/2004 | Ceased |
| MILLER, DREW ROBERT | 000254540 | 01/01/2004 | 02/03/2004 | Ceased |
| MILLOTT, STEVEN GLENN | 000249051 | 01/01/2004 | 13/10/2004 | Ceased |
| MILLS NETTHEIM PTY LTD | 000248279 | 01/01/2004 | 13/07/2004 | Ceased |
| MILLS, KERRIANNE | 000279954 | 01/09/2004 | 24/09/2004 | Ceased |
| MITCHELL, RAYMOND EDWARD | 000249154 | 01/01/2004 | 13/05/2004 | Ceased |
| MOELLNER, INGRID | 000251331 | 01/01/2004 | 01/01/2004 | Ceased |
| MOLLICA, PAUL GUISEPPE | 000248006 | 01/01/2004 | 16/06/2004 | Ceased |
| MOLLICA, RAYMOND | 000249353 | 01/01/2004 | 02/09/2004 | Ceased |
| MOREHEAD, PAUL | 000249507 | 01/01/2004 | 20/07/2004 | Ceased |
| MORIARTY, WAYNE CHARLES | 000247552 | 01/01/2004 | 23/07/2004 | Ceased |
| MOSS, DENYS PIETER | 000248074 | 01/01/2004 | 15/03/2004 | Ceased |
| MULLIGAN, HELEN | 000251628 | 01/01/2004 | 06/09/2004 | Ceased |
| MUNRO, BRIAN | 000252326 | 01/01/2004 | 01/01/2004 | Ceased |
| MURRAY, ALISON KAYE | 000252454 | 01/01/2004 | 30/06/2004 | Ceased |
| MURRAY, ALISON KAYE | 000252454 | 12/03/2004 | 30/06/2004 | Ceased |
| MURRAY, CAROL DAWN | 000252197 | 01/01/2004 | 10/12/2004 | Ceased |
| MYLER, GLENN RICHARD | 000249312 | 01/01/2004 | 13/08/2004 | Ceased |
| N.M.R. PAREDES PTY. LTD. | 000248012 | 01/01/2004 | 18/08/2004 | Ceased |
| NAGORCKA, KERRI ANNE | 000252117 | 01/01/2004 | 28/09/2004 | Ceased |
| NANDAN, SURENDRA PAL | 000251337 | 01/01/2004 | 03/10/2004 | Ceased |
| NAPIER, CAROL | 000251349 | 01/01/2004 | 08/07/2004 | Ceased |
| NARNIA INVESTMENTS PTY LTD | 000248746 | 01/01/2004 | 15/03/2004 | Ceased |
| NAWROCKI, FAY | 000251459 | 01/01/2004 | 02/03/2004 | Ceased |
| NEAL, ELIZABETH MARGARET | 000251515 | 01/01/2004 | 03/05/2004 | Ceased |
| NEIL HANCOCK PTY LTD | 000252458 | 01/01/2004 | 01/01/2004 | Ceased |
| NEILSON, JOHN ALBERT | 000248697 | 01/01/2004 | 14/04/2004 | Ceased |
| NELSON, STACY | 000251423 | 01/01/2004 | 02/03/2004 | Ceased |
| NEVILLE, BERNARD ERIC | 000247976 | 01/01/2004 | 01/01/2004 | Ceased |
| NGUYEN, QUANG VAN | 000248153 | 01/01/2004 | 30/06/2004 | Ceased |
| NGUYEN, TRINH | 000251563 | 01/01/2004 | 20/02/2004 | Ceased |
| NICOLOSI, MELISSA | 000251995 | 01/01/2004 | 03/09/2004 | Ceased |
| NOBLE, IAN | 000249604 | 01/01/2004 | 06/02/2004 | Ceased |
| NORCLIFFE, GAYLENE | 000251919 | 01/01/2004 | 11/03/2004 | Ceased |
| NORTH, ARTHUR THOMAS SCOTT | 000248590 | 01/01/2004 | 21/01/2004 | Ceased |
| O'CONNELL, ROBERT MICHAEL | 000247991 | 01/01/2004 | 13/07/2004 | Ceased |
| O'CONNOR, LANA | 000251380 | 01/01/2004 | 06/02/2004 | Ceased |
| O'DONNELL, LUKE | 000249318 | 01/01/2004 | 12/07/2004 | Ceased |
| O'LEARY, MARK | 000249091 | 01/01/2004 | 24/03/2004 | Ceased |
| O'MARA, LORNA | 000251357 | 01/01/2004 | 24/11/2004 | Ceased |
| ORR, GREGORY MONTEITH | 000249506 | 01/01/2004 | 30/06/2004 | Ceased |
| OSBORNE, ANTONY J | 000247990 | 01/01/2004 | 06/09/2004 | Ceased |
| OSBORNE, SHELLEY MAREE | 000252337 | 01/01/2004 | 17/03/2004 | Ceased |
| OZDEMIR, METIN | 000251612 | 01/01/2004 | 11/03/2004 | Ceased |
| P.G. FINANCIAL SERVICES PTY. LTD. | 000248412 | 01/01/2004 | 13/10/2004 | Ceased |
| PAREDES, NICK S | 000248606 | 01/01/2004 | 18/08/2004 | Ceased |
| PARKER, JULIE LYNN | 000252079 | 01/01/2004 | 02/03/2004 | Ceased |
| PARTON, EMMA LOUISE | 000252248 | 01/01/2004 | 09/12/2004 | Ceased |
| PARTRIDGE, ROBIN BRUCE | 000248944 | 01/01/2004 | 01/01/2004 | Ceased |
| PATNAUDE, KRISTEN | 000277189 | 11/06/2004 | 13/08/2004 | Ceased |
| PATRICK INGRAM PTY LTD | 000251993 | 01/01/2004 | 20/07/2004 | Ceased |
| PAUL CARTER PTY LTD | 000249652 | 01/01/2004 | 29/03/2004 | Ceased |
| PAYNE, JENNIFER DAWN | 000252071 | 01/01/2004 | 02/03/2004 | Ceased |
| PB FINANCIAL SOLUTIONS PTY LTD | 000247993 | 01/01/2004 | 04/08/2004 | Ceased |
| PEARSON, JENNI | 000247923 | 01/03/2004 | 21/12/2004 | Ceased |
| PEARSON, RICHARD KEITH | 000251279 | 01/01/2004 | 01/01/2004 | Ceased |
| PEPPERELL, NESE | 000251356 | 01/01/2004 | 24/11/2004 | Ceased |
| PETER MARKS & ASSOCIATES (QLD) PTY LTD | 000248136 | 01/01/2004 | 11/05/2004 | Ceased |
| PETER TWYFORD INSURANCE AND INVESTMENT SERVICES PTY. LTD. | 000250909 | 01/01/2004 | 01/06/2004 | Ceased |
| PETERS, JOSEPHINE | 000251611 | 01/01/2004 | 11/08/2004 | Ceased |
| PETROPOULOS, CHRISTINE | 000251639 | 01/01/2004 | 02/03/2004 | Ceased |
| PETROU, LEANNE | 000253624 | 01/01/2004 | 02/03/2004 | Ceased |
| PETTIT, TAMIKA LAREE | 000253184 | 01/01/2004 | 01/01/2004 | Ceased |
| PHASE 5 FINANCIAL SERVICES PTY LTD | 000248073 | 01/01/2004 | 28/01/2004 | Ceased |
| PHASE 5 FINANCIAL SERVICES PTY LTD | 000258091 | 28/01/2004 | 08/11/2004 | Ceased |
| PHILLIPSON, NEVILLE | 000247977 | 01/01/2004 | 06/02/2004 | Ceased |
| PORT PHILLIP FINANCIAL GROUP PTY. LTD. | 000249259 | 01/01/2004 | 13/10/2004 | Ceased |
| POWELL, ANTONY | 000248193 | 01/01/2004 | 17/08/2004 | Ceased |
| PRIMMER, BARRY DOUGLAS | 000260997 | 01/01/2004 | 02/03/2004 | Ceased |
| PROVIS FINANCIAL PLANNING PTY. LTD. | 000252114 | 01/01/2004 | 01/01/2004 | Ceased |
| QUOC DU FINANCIAL PTY LIMITED | 000249268 | 01/01/2004 | 30/08/2004 | Ceased |
| RASHLEIGH, CRAIG PAUL | 000248933 | 01/01/2004 | 01/03/2004 | Ceased |
| RAU, RODNEY R | 000251162 | 01/01/2004 | 23/04/2004 | Ceased |
| RAYNER, GLENDA FRANCES | 000249245 | 01/01/2004 | 20/02/2004 | Ceased |
| REDFERN, RICHARD JOHN | 000249159 | 01/01/2004 | 09/12/2004 | Ceased |
| REILLY, DARREN JOHN | 000252312 | 01/01/2004 | 02/03/2004 | Ceased |
| RICE, JANETTE | 000251510 | 01/01/2004 | 11/03/2004 | Ceased |
| RICHARDSON, BARRIE | 000251915 | 01/01/2004 | 06/02/2004 | Ceased |
| RICHARDSON, BARRIE | 000251915 | 24/03/2004 | 15/12/2004 | Ceased |
| RICK BROADWAY PTY. LTD. | 000247815 | 01/01/2004 | 19/11/2004 | Ceased |
| RIGBY, ANTHONY D J | 000249163 | 01/01/2004 | 01/01/2004 | Ceased |
| RISKE, SHARYN | 000251700 | 01/01/2004 | 23/11/2004 | Ceased |
| RIZZO, MICHAEL JOE | 000251155 | 01/01/2004 | 01/01/2004 | Ceased |
| RIZZO, MICHAEL JOE | 000249109 | 01/01/2004 | 21/01/2004 | Ceased |
| ROBERT H STANDLEY PTY LTD | 000252144 | 01/01/2004 | 01/01/2004 | Ceased |
| ROBERT H STANDLEY PTY LTD | 000252144 | 01/01/2004 | 01/01/2004 | Ceased |
| ROBERT O'CONNELL & PARTNERS PTY LIMITED | 000249320 | 01/01/2004 | 13/07/2004 | Ceased |
| ROBERTSON, KENNETH JAMES | 000248497 | 01/01/2004 | 06/08/2004 | Ceased |
| ROGAN, KIM | 000251785 | 01/01/2004 | 16/09/2004 | Ceased |
| ROGER BELGROVE PTY LTD | 000251802 | 01/01/2004 | 21/01/2004 | Ceased |
| ROGER HEUZENROEDER PTY LTD | 000248844 | 01/01/2004 | 20/09/2004 | Ceased |
| RONALDSON, STEVEN WILLIAM | 000248850 | 01/01/2004 | 04/08/2004 | Ceased |
| ROSS MCCALLUM PTY. LIMITED | 000248485 | 01/01/2004 | 09/06/2004 | Ceased |
| ROSSITER, GARRY NEIL | 000252195 | 01/01/2004 | 02/03/2004 | Ceased |
| ROTHERHAM, MEGAN | 000251252 | 01/01/2004 | 01/01/2004 | Ceased |
| ROUGHEAD, LILLIANA | 000251379 | 01/01/2004 | 16/02/2004 | Ceased |
| ROWLEY, HERA | 000251315 | 01/01/2004 | 02/03/2004 | Ceased |
| RUSSELL ROBERTS PTY. LIMITED | 000252395 | 01/01/2004 | 01/01/2004 | Ceased |
| RUSSELL, ELIZABETH ANNE | 000251810 | 01/01/2004 | 20/12/2004 | Ceased |
| RUTLAND, MARY | 000277908 | 05/07/2004 | 25/10/2004 | Ceased |
| RYAN, GEMMA THERESE | 000251646 | 01/01/2004 | 13/02/2004 | Ceased |
| RYCHVALSKY, LUDVIK | 000248489 | 01/01/2004 | 21/07/2004 | Ceased |
| RYCHVALSKY, TIMOTHY LUDVIC | 000248417 | 01/01/2004 | 21/07/2004 | Ceased |
| RZ PTY LTD | 000252309 | 01/01/2004 | 28/07/2004 | Ceased |
| SALE, JOHN HAMILTON | 000252052 | 01/01/2004 | 19/11/2004 | Ceased |
| SALIBA, NAHREN | 000252129 | 01/01/2004 | 20/07/2004 | Ceased |
| SALINAS, JEANELY | 000276219 | 17/05/2004 | 06/12/2004 | Ceased |
| SAMMELLS, JEFFREY BRUCE | 000249336 | 01/01/2004 | 20/08/2004 | Ceased |
| SCHOFIELD, JOHN FRANCIS | 000249335 | 01/01/2004 | 13/08/2004 | Ceased |
| SCHWARTZ, SARAH | 000251923 | 01/01/2004 | 05/11/2004 | Ceased |
| SCOTT NORTH PTY. LIMITED | 000248154 | 01/01/2004 | 21/01/2004 | Ceased |
| SCOTT NORTH PTY. LIMITED | 000252256 | 01/01/2004 | 01/01/2004 | Ceased |
| SDA INSURANCE SERVICES PTY LTD | 000251934 | 01/01/2004 | 20/07/2004 | Ceased |
| SECURELIFE PTY LTD | 000248874 | 01/01/2004 | 20/02/2004 | Ceased |
| SEED, JULEEN | 000252384 | 01/01/2004 | 26/03/2004 | Ceased |
| SGM FINANCIAL GROUP PTY. LTD. | 000248507 | 01/01/2004 | 01/10/2004 | Ceased |
| SHAW, DEBRA LEE | 000251863 | 01/01/2004 | 02/03/2004 | Ceased |
| SHEPHERDSON, PATRICK C | 000251952 | 01/01/2004 | 01/01/2004 | Ceased |
| SHEPHERDSON, PATRICK CLYDE | 000252321 | 01/01/2004 | 13/04/2004 | Ceased |
| SHOUBRIDGE, HELEN ELIZABETH | 000248711 | 01/01/2004 | 28/06/2004 | Ceased |
| SHRESTHA, KABINDRA | 000248252 | 01/01/2004 | 24/05/2004 | Ceased |
| SICHLER, RIC | 000251935 | 01/01/2004 | 13/05/2004 | Ceased |
| SILVER, GARRY | 000252176 | 01/01/2004 | 25/06/2004 | Ceased |
| SIM, STEVEN BOO KAI | 000248635 | 01/01/2004 | 30/07/2004 | Ceased |
| SMITH, LEESA MICHELLE | 000251461 | 01/01/2004 | 24/09/2004 | Ceased |
| SMITH, NARELLE | 000255389 | 01/01/2004 | 02/03/2004 | Ceased |
| SORENSEN, PREBEN | 000248613 | 01/01/2004 | 04/03/2004 | Ceased |
Where they were authorised next
116 of these 470 were followed by another authorisation elsewhere; 354 were the last on that record.
| Authorised next by | Authorisations | Share |
|---|---|---|
| ARETE RISK & INSURANCE PARTNERS PTY LTD | 42 | 36.2% |
| AKUMIN FINANCIAL PLANNING PTY LIMITED | 18 | 15.5% |
| licence 238291 | 9 | 7.8% |
| ALLSTATE INSURANCE PTY LTD | 6 | 5.2% |
| licence 235383 | 5 | 4.3% |
| NTI LIMITED | 3 | 2.6% |
| CHARTER FINANCIAL PLANNING LIMITED | 3 | 2.6% |
| MILLENNIUM 3 FINANCIAL SERVICES PTY LTD | 3 | 2.6% |
| INFINITY CAPITAL SOLUTIONS PTY LTD | 2 | 1.7% |
| PARAGEM PTY LIMITED | 2 | 1.7% |
| licence 238307 | 2 | 1.7% |
| licence 241184 | 1 | 0.9% |
| EASTERN FINANCIAL SERVICES PTY LTD | 1 | 0.9% |
| licence 239187 | 1 | 0.9% |
| licence 237916 | 1 | 0.9% |
| GJ PRIVATE GROUP PTY LTD | 1 | 0.9% |
| AAI LIMITED | 1 | 0.9% |
| licence 232686 | 1 | 0.9% |
Other licensees that lost representatives in 2004
- ALLIANZ AUSTRALIA INSURANCE LIMITED — 149
- COUNT FINANCIAL LIMITED — 148
- CHARTER FINANCIAL PLANNING LIMITED — 98
- PROFESSIONAL INVESTMENT SERVICES PTY LTD — 100
- QBE INSURANCE (AUSTRALIA) LIMITED — 128
- WYNDHAM VACATION CLUBS SOUTH PACIFIC LTD — 151
- INSURANCE AUSTRALIA LIMITED — 260
- CLUB MARINE LIMITED — 173
- A.P.V.C. LTD. — 250
- ELDERS RURAL SERVICES AUSTRALIA LIMITED — 129
- AIA AUSTRALIA LIMITED — 282
- FUTURITY INVESTMENT GROUP LIMITED — 121
- AAI LIMITED — 354
- CANACCORD GENUITY FINANCIAL LIMITED — 130
ARETE RISK & INSURANCE PARTNERS PTY LTD in other years
- 2021 — 596
- 2020 — 113
- 2019 — 190
- 2018 — 220
- 2017 — 179
- 2016 — 165
- 2015 — 143
- 2014 — 95
- 2013 — 161
- 2012 — 143
- 2011 — 173
- 2010 — 140
- 2009 — 133
- 2008 — 180
- 2007 — 220
- 2006 — 220
- 2005 — 253
Money lost after advice you were given?
470 authorisations are listed on this page. A complaint about an authorised representative normally goes to AFCA against the licensee that authorised them — and there is no fee. Tell us what happened and we will point the enquiry at people who take these cases. We are not lawyers, we take no share of anything recovered, and we make no promise about the outcome.