# RAC INSURANCE PTY LIMITED — its AFS authorised representatives — afs-rep

> 236 people and firms have been authorised by RAC INSURANCE PTY LIMITED under AFS licence 231222: 1 current, 235 ceased.

## Authorised representatives of RAC INSURANCE PTY LIMITED

236 people and firms have been authorised to act for RAC INSURANCE PTY LIMITED under AFS licence 231222 — the 125th largest of the 332 licensees with a page here. 1 of those authorisations are current; 235 have ended.

### Why the licensee is the name that matters

An authorised representative acts *for* a licensee. Under AFCA's
rules a complaint about a representative is normally made against the licensee
— so if you dealt with someone on this page, **RAC INSURANCE PTY LIMITED** is
usually the name that goes on the complaint, not theirs.

120 of the 236 representatives here have also been
authorised by at least one other licensee. For those, the *dates*
decide which licensee answers for which advice. [How to
read the dates](/complain.md).

AFS licence 231222 · ABN/ACN 59094685882 · licensed since 01/11/2003 · Western Australia

### Representatives of RAC INSURANCE PTY LIMITED

*Authorisations by RAC INSURANCE PTY LIMITED, alphabetical*

| Representative | Number | From | To | Status |
|---|---|---|---|---|
| ADONIS, KURT FREDERICK | [000240184](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| ALGERI, JOSEPHINE CATHERINE | [000240039](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| ANDERSON, TANYA-MAREE ROYDON | [000240112](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| APA, MICHELLE LORRAINE | [000240136](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| AQUILINA, PETER CHARLES | [000240203](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| ARMSTRONG, CRAIG JOHN | [000240173](/search.md) | 01/11/2003 | 01/11/2003 | Ceased |
| AYLMORE, JILLIAN MAY | [000240040](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BARILARO, ANITA MARIE | [000250874](/search.md) | 11/12/2003 | 06/02/2004 | Ceased |
| BAWDEN, KATHRYN MARY | [000240041](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BAXTER, NATALIE THELMA | [000240145](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BAYLEY, CATHERINE ANN | [000240164](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BAYLIS, VANESSA CLAIRE | [000240177](/search.md) | 01/11/2003 | 17/11/2003 | Ceased |
| BEECROFT, BRETT ROBERT | [000240233](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BENJAMIN, DONNA ZARIAH | [000253036](/search.md) | 22/12/2003 | 06/02/2004 | Ceased |
| BENSLEY, DIANA JANE | [000240124](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BETTERLABS PTY LTD | [001286407](/search.md) | 14/04/2021 | 03/02/2023 | Ceased |
| BEVERLY, GLENYS LORRAINE | [000240042](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BIBRON, DENISE ELLEN | [000240235](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BOYCE, JOSEPHINE JOANNE | [000240172](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BREACH, CAREY-ANNE | [000240168](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BREACH, MELISSA DORIS | [000250875](/search.md) | 11/12/2003 | 06/02/2004 | Ceased |
| BROWN, EDWARD MARK | [000240131](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BROWN, PAUL LESLIE | [000250871](/search.md) | 11/12/2003 | 06/02/2004 | Ceased |
| BUNCE, KRYSTYNA | [000240047](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BURLING, PETA MICHELLE | [000240208](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BUTLER, EMMET FRANCIS | [000240205](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| BYRNE, KAREN ANNE | [000240238](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CALLAGHAN, ROCHELLE LEANNE | [000240043](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CAMERON, NAOMI CAROLINE | [000240076](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CAMPBELL, MELISSA ANN | [000241391](/search.md) | 01/11/2003 | 09/02/2004 | Ceased |
| CARR, KAREN ANGELA | [000240127](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CASEY, NADINE JANIS | [000241393](/search.md) | 01/11/2003 | 09/02/2004 | Ceased |
| CHARLTON, JENNIFER ARNEEN | [000240045](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CHILVERS, MEREDITH JOANNE | [000240046](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CLAPP, JANINE LOUISE | [000253037](/search.md) | 22/12/2003 | 06/02/2004 | Ceased |
| CLARKE, PETA WENDY | [000240050](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CLINTON, MARIE LOUISE | [000240144](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CLOY, NARELLE LOUISE | [000240191](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| COLE, KAYLENE DEBRA | [000240120](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CONDELLO, CARMELA | [000240130](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CORCORAN, SHARRON MARIE | [000240237](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| COVENEY, SUELLEN MARY | [000240231](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| COX, ANGELA JANE | [000240207](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| COYNE, JULIA ASSUNTA | [000240110](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CRIDDLE, RHONDA JUNE | [000240153](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CROOKS, CHRISTINE PATRICIA | [000240143](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CUMMINS, PATRICIA | [000240156](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| CUSATO, ROSETTA | [000240044](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| D'ANGELO, GLORIA ROSE | [000240054](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DANIEL, PATRICIA ANNE | [000240048](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DAVEY, PETA LYNN | [000240049](/search.md) | 01/11/2003 | 26/12/2003 | Ceased |
| DAVIS, KATHERINE JANE | [000240170](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DEMIRIS, VESSA JEAN | [000240163](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DERBYSHIRE, PAMELA JANE | [000240077](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DONALDSON, JANINE | [000240224](/search.md) | 01/11/2003 | 05/12/2003 | Ceased |
| DONALDSON, JENNIFER ROBYN | [000240072](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DONKER, DIANNE AMELIA | [000240200](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DONKIN, EMMA LAUREN | [000244228](/search.md) | 20/11/2003 | 06/02/2004 | Ceased |
| DORNAN, IRENE ANNE | [000240073](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DOUBELL, RYAN | [000240223](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DOUBELL, STEVE | [000240212](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DUFF, LORRAINE ELIZABETH | [000240074](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| DUNCAN, SUZANNE JANE | [000240128](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| EARLE, CHRISTINE MARIA | [000240052](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| ELLISS, BETTY MARIE | [000240053](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| FAIRBANKS, KAREN ANN | [000240055](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| FOOTE, RAELEEN | [000240151](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| FRANCIS, SHAE MAREE | [000240234](/search.md) | 01/11/2003 | 04/12/2003 | Ceased |
| FRANKLIN, GAIL | [000240140](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| FREDERIC, JENNIFER PRISCILLA | [000240204](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| FROST, TAMMY LEIGH | [000253033](/search.md) | 22/12/2003 | 06/02/2004 | Ceased |
| GABRIEL, LYNN AMANDA | [000240134](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| GILLESPIE, ALISON | [000240056](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| GIMONDO, ARLENE MAY | [000240114](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| GLORIE, ELLEN | [000240210](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| GOODWIN, NARELLE DIANNE | [000240239](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| GOWER, GAIL | [000240137](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| GRAY, CAROL | [000253034](/search.md) | 22/12/2003 | 06/02/2004 | Ceased |
| GRIFFITHS, LYNN | [000240192](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| GUSAKOSKI, DIANNE | [000240148](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HALL, TROY DAVID | [000240197](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HARDINGE, DEBRA-MARY | [000240057](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HARDY, SHEENA THOMSON | [000240051](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HARTLEY, JANICE | [000240217](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HASHIM, MOHD SHAHRIL | [000244227](/search.md) | 20/11/2003 | 06/02/2004 | Ceased |
| HAWKINS, SHARON KAY | [000240216](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HAYDEN, JANET CRAIG | [000240058](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HILL, MARY MAGDALENE | [000240189](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HILL, STEVEN MICHAEL | [000241388](/search.md) | 01/11/2003 | 09/02/2004 | Ceased |
| HIRJEE, MELISSA ANNE | [000240195](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HODGKINSON, DEBRA ANN | [000240059](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HOLDSWORTH, NEIL MARTIN | [000240139](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HOMSANY, RAYMOND | [000240132](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HONDROS, ADRIENNE CHRISTEEN | [000240119](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HOWARD, CHARMAINE | [000240086](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HUMBLE, SANDRA ANNE | [000240060](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HUNT, ELLIOTT DAVID | [000240126](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| HURT, MELISSA CHERYL | [000240190](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| JACOBS, FABIAN SURESH | [000240152](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| JAKOBSON, ADELE DEBORAH | [000240147](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| JOHN, AUDREY | [000240236](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| JOHNSTONE, RONALD GARY | [000240061](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| JONES, VALERIE ANNE | [000240062](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| KEALLEY, TANIA LOUISE | [000240232](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| KEOGH, ANTHEA KAY | [000240063](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| KIERNAN, MICHELLE MARIE | [000240064](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| KIMBERLEY, EVELYN | [000240121](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| KLEBER, NARDIA | [000240202](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| KULARATNE, DUSHIYANTHI CHERRYL | [000240218](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LADD, DEBRA JOY | [000240065](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LADHAMS, HELEN MAIRI | [000240066](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LANNG, ZAREENA AINEE | [000240182](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LAURANCE, DIGBY JAMES | [000240402](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LAVENDER, HEATHER | [000240067](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LAWRENCE, JODIE-MICHELLE | [000240149](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LEE, DEBBIE LEE | [000240171](/search.md) | 01/11/2003 | 01/11/2003 | Ceased |
| LEE, GEOFFREY WILLIAM | [000240068](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LEGGETT, KAREN | [000240160](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LEMMONE, ROBYN KAYE | [000240069](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LENNON, GAIL LORRAINE | [000240116](/search.md) | 01/11/2003 | 26/12/2003 | Ceased |
| LINGS, CAROL ANNE | [000240221](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LOXTON, JOELENE KYM | [000244226](/search.md) | 20/11/2003 | 19/12/2003 | Ceased |
| LUKE, ANDREA MAY | [000240240](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| LUKE, LOUISE MAREE | [000240133](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MACAULAY, KIM LOUISE | [000240138](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MACDONALD, MAUREEN | [000240111](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MACIASZEK, NONIE BARBARA | [000240071](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MAGUIRE, GERALDINE ANN THERESE | [000240113](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MAINWARING, JANETTE ANN | [000240159](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MARKOVINOVIC, NIKKI | [000250873](/search.md) | 11/12/2003 | 06/02/2004 | Ceased |
| MARR, CARYSE ELIZABETH | [000240226](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MARTIN, SARAH JANE | [000240209](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MASON, SUSAN MARY | [000240070](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MCGLONE, WARWICK | [000240118](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MCLEISH, SUSAN LEE | [000240075](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MCLEISH, WENDY ISABELLA | [000240125](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MCMANUS, FELICITY MARGARET | [000253038](/search.md) | 22/12/2003 | 06/02/2004 | Ceased |
| MCRAE, JADE | [000253104](/search.md) | 22/12/2003 | 06/02/2004 | Ceased |
| MEAD, ELIZABETH ANNE | [000240180](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MERNIN, ANN DORA | [000240154](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MOHAN, VERONICA ASSUMPTA | [000240078](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MOREY, SHARON | [000240194](/search.md) | 01/11/2003 | 01/11/2003 | Ceased |
| MORGAN-HOBBS, VICTORIA | [000240176](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MORRIS, SUSAN JAYNE | [000240079](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MORRISON, JENNIFER ANNE | [000240080](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MORVINSON, NICOLE ANN | [000240227](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| MUGGRIDGE, JULIA ELIZABETH | [000244231](/search.md) | 20/11/2003 | 06/02/2004 | Ceased |
| MUNDY, JILLIAN LORRAINE | [000240081](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NAIRN, GEMMA MAREE | [000240105](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NESER, KATRINA JANE | [000240142](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NEVILLE, CHRISTINE MARIAN | [000240082](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NEWMANN, JILLIAN MARIA LUISA | [000240185](/search.md) | 01/11/2003 | 01/11/2003 | Ceased |
| NEWTON, JULIE-ANNE | [000240214](/search.md) | 01/11/2003 | 22/11/2003 | Ceased |
| NICOLAOU, KATHY | [000240166](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NIETFIELD, KAREN | [000240123](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NOLAN, VICTORIA JANE | [000240083](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NORTHEY, CHERYL LYNETTE | [000240084](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |
| NORVAL, SIAN | [000250870](/search.md) | 11/12/2003 | 06/02/2004 | Ceased |
| O'CONNOR, HELEN MARIE | [000253035](/search.md) | 22/12/2003 | 06/02/2004 | Ceased |
| O'DOWD, LYNISE JEAN | [000240183](/search.md) | 01/11/2003 | 06/02/2004 | Ceased |

### When those authorisations ended

| Year ended | Authorisations | Share |
|---|---|---|
| [2023](/ceased/2023.md) | 1 | 0.4% |
| [2004](/ceased/2004.md) | 216 | 91.5% |
| [2003](/ceased/2003.md) | 18 | 7.6% |

### Licensees of a similar size

- [CANACCORD GENUITY FINANCIAL LIMITED](/licensee/canaccord-genuity-financial-limited.md) — 256
- [CONSILIUM ADVICE PTY LTD](/licensee/consilium-advice-pty-ltd.md) — 255
- [PGW FINANCIAL SERVICES PTY LTD](/licensee/pgw-financial-services-pty-ltd.md) — 253
- [BOMBORA ADVICE PTY LTD](/licensee/bombora-advice-pty-ltd.md) — 253
- [COMMONWEALTH FINANCIAL PLANNING LIMITED](/licensee/commonwealth-financial-planning-limited.md) — 243
- [CHUISAVER UNDERWRITING AGENCY PTY LTD](/licensee/chuisaver-underwriting-agency-pty-ltd.md) — 243
- [GODFREY PEMBROKE GROUP PTY LTD](/licensee/godfrey-pembroke-group-pty-ltd.md) — 238
- [IMPACT FUNDS MANAGEMENT PTY LTD](/licensee/impact-funds-management-pty-ltd.md) — 238
- [AVISO GROUP PARTNERS PTY LTD](/licensee/aviso-group-partners-pty-ltd.md) — 236
- [OREANA FINANCIAL SERVICES PTY LTD](/licensee/oreana-financial-services-pty-ltd.md) — 235
- [NOVUS CAPITAL LIMITED](/licensee/novus-capital-limited.md) — 228
- [MARSH ADVANTAGE INSURANCE PTY LTD](/licensee/marsh-advantage-insurance-pty-ltd.md) — 227
- [THE ADVICE EXCHANGE PTY LTD](/licensee/the-advice-exchange-pty-ltd.md) — 224
- [ALTERNATIVE MEDIA PTY LTD](/licensee/alternative-media-pty-ltd.md) — 224
- [AXIES PTY. LTD.](/licensee/axies-pty-ltd.md) — 222

### Money lost after advice you were given?

236 authorisations are listed on this page. A complaint about an authorised representative normally goes to AFCA against the licensee that authorised them — and there is no fee. Tell us what happened and we will point the enquiry at people who take these cases. We are not lawyers, we take no share of anything recovered, and we make no promise about the outcome.

[How we use this](/privacy.md).

[All 332 licensees](/licensees.md)

---

Página: https://afs-rep.pages.dev/licensee/rac-insurance-pty-limited/
Fonte: ASIC AFS Authorised Representative Dataset and AFS Licensee Dataset — Australian Securities and Investments Commission
Recolha: 2026-08-19