# INTERPRAC FINANCIAL PLANNING PTY LTD — its AFS authorised representatives — afs-rep

> 1,395 people and firms have been authorised by INTERPRAC FINANCIAL PLANNING PTY LTD under AFS licence 246638: 158 current, 1,362 ceased.

## Authorised representatives of INTERPRAC FINANCIAL PLANNING PTY LTD

1,395 people and firms have been authorised to act for INTERPRAC FINANCIAL PLANNING PTY LTD under AFS licence 246638 — the 38th largest of the 332 licensees with a page here. 158 of those authorisations are current; 1,362 have ended.

### Why the licensee is the name that matters

An authorised representative acts *for* a licensee. Under AFCA's
rules a complaint about a representative is normally made against the licensee
— so if you dealt with someone on this page, **INTERPRAC FINANCIAL PLANNING PTY LTD** is
usually the name that goes on the complaint, not theirs.

1,003 of the 1,395 representatives here have also been
authorised by at least one other licensee. For those, the *dates*
decide which licensee answers for which advice. [How to
read the dates](/complain.md).

AFS licence 246638 · ABN/ACN 14076093680 · licensed since 01/02/2004 · Victoria

### Representatives of INTERPRAC FINANCIAL PLANNING PTY LTD

*Authorisations by INTERPRAC FINANCIAL PLANNING PTY LTD, alphabetical*

| Representative | Number | From | To | Status |
|---|---|---|---|---|
| 6CAPITAL WEALTH PTY LTD | [001297718](/search.md) | 01/07/2022 | 28/06/2023 | Ceased |
| A.C.N. 676 370 380 PTY LTD | [001309855](/search.md) | 17/06/2024 | 16/12/2025 | Ceased |
| ABBEY, KYLIE LEANNE | [000333719](/search.md) | 10/04/2024 | — | Current |
| ABF FINANCIAL PLANNING PTY LTD | [001246305](/search.md) | 09/08/2016 | 03/02/2026 | Ceased |
| ABF PARTNERS PTY LTD | [000431278](/search.md) | 23/11/2012 | 09/08/2016 | Ceased |
| ABILITY FINANCIAL PLANNING PTY. LTD. | [000354021](/search.md) | 10/05/2010 | 09/10/2018 | Ceased |
| ACACIA FINANCIAL ADVICE PTY LTD | [000338629](/search.md) | 29/06/2009 | 13/05/2026 | Ceased |
| ACACIA FINANCIAL SERVICES PTY. LTD. | [000458586](/search.md) | 28/05/2014 | — | Current |
| ACADE PTY LTD | [000243045](/search.md) | 02/07/2023 | — | Current |
| ACCORD FINANCIAL ADVISERS PTY LTD | [001240822](/search.md) | 01/12/2017 | — | Current |
| ACCUME FINANCIAL PLANNING PTY LTD | [000259438](/search.md) | 01/02/2004 | 26/03/2004 | Ceased |
| ACCUSERVE TRUST | [001252936](/search.md) | 15/03/2017 | 29/06/2021 | Ceased |
| ACN 626 203 996 PTY LTD | [001280896](/search.md) | 12/03/2020 | 31/12/2023 | Ceased |
| ACN: 092 931 612 PTY LTD | [000472345](/search.md) | 09/02/2015 | 15/06/2026 | Ceased |
| ADAMS, DAVID | [000473505](/search.md) | 02/03/2015 | 15/09/2017 | Ceased |
| ADAMS, MARIAN ELIZABETH | [000232049](/search.md) | 02/08/2017 | 01/06/2018 | Ceased |
| ADAMS, MARIAN ELIZABETH | [000232049](/search.md) | 02/06/2018 | 19/10/2018 | Ceased |
| ADB ADVISORY PTY LTD | [001299870](/search.md) | 07/11/2022 | — | Current |
| ADELAIDE & HILLS FINANCIAL SERVICES PTY LTD | [001295066](/search.md) | 28/01/2022 | 26/02/2026 | Ceased |
| ADETUNJI, TITILAYO | [000312501](/search.md) | 24/12/2019 | 31/05/2020 | Ceased |
| ADLER, ANDREW STEVEN | [000244627](/search.md) | 28/04/2023 | 16/02/2026 | Ceased |
| ADVISER SOLUTIONS GROUP PTY LTD | [001235487](/search.md) | 17/09/2015 | 07/03/2017 | Ceased |
| ADVISORY GROUP NEWCASTLE PTY LIMITED | [001308806](/search.md) | 02/04/2024 | 24/11/2025 | Ceased |
| AFFINITY PLANNING PTY. LTD. | [000460310](/search.md) | 20/06/2014 | 29/07/2016 | Ceased |
| AFFINITY PRIVATE ADVISORS 1 PTY LTD | [001277025](/search.md) | 30/05/2020 | 28/09/2020 | Ceased |
| AFFORDABLE FINANCIAL PLANNING PTY LTD | [001272753](/search.md) | 21/12/2018 | 18/06/2021 | Ceased |
| AG LOWREY PTY LTD | [001247820](/search.md) | 15/09/2016 | 14/02/2018 | Ceased |
| AGED CARE FINANCIAL SPECIALISTS PTY LTD | [000431516](/search.md) | 29/11/2012 | 11/05/2015 | Ceased |
| AGELIS, GEORGE | [001245928](/search.md) | 01/08/2016 | 03/06/2021 | Ceased |
| AGGARWAL, MILI | [000440608](/search.md) | 26/09/2024 | 19/02/2026 | Ceased |
| AGGIE SIMEONE PTY LTD | [000272998](/search.md) | 12/08/2015 | 30/09/2022 | Ceased |
| AHURAHE MAZDA FINANCIAL SERVICES PTY LTD | [001283108](/search.md) | 21/08/2020 | 30/11/2021 | Ceased |
| AJP WEALTH MANAGEMENT PTY LTD | [001243631](/search.md) | 23/07/2019 | 13/12/2023 | Ceased |
| ALAFACI, DAVID MARIO | [000236542](/search.md) | 12/01/2016 | 16/12/2016 | Ceased |
| AMBER WEALTH MANAGEMENT PTY LTD | [001281092](/search.md) | 20/03/2020 | 30/04/2026 | Ceased |
| AMETI, LEKA | [000337011](/search.md) | 04/05/2009 | 16/05/2014 | Ceased |
| AMETI, LEKA | [000337011](/search.md) | 17/05/2017 | 26/06/2019 | Ceased |
| AMW WEALTH PTY LTD | [001243710](/search.md) | 30/06/2016 | 19/12/2018 | Ceased |
| ANDREWS, LUKE | [000386589](/search.md) | 29/10/2010 | 06/01/2014 | Ceased |
| ANTEA PTY LTD | [001304350](/search.md) | 01/07/2023 | 10/04/2026 | Ceased |
| ANTONIO, STEPHEN MARK | [000323439](/search.md) | 19/03/2008 | 06/05/2008 | Ceased |
| APEX FINANCIAL ADVICE PTY LTD | [001269324](/search.md) | 01/11/2018 | 06/09/2022 | Ceased |
| APEX PRIVATE WEALTH PTY LTD | [000340846](/search.md) | 09/09/2009 | 15/02/2010 | Ceased |
| AQUARIUS WEALTH PTY LTD | [001271447](/search.md) | 17/12/2018 | 31/12/2022 | Ceased |
| ARCHER, TIMOTHY | [001251051](/search.md) | 10/01/2024 | 19/07/2024 | Ceased |
| ARGYLE ACCOUNTING PTY LTD | [000420150](/search.md) | 12/04/2012 | 03/05/2014 | Ceased |
| ARLO ADVISORY PTY LTD | [001306215](/search.md) | 01/10/2023 | 15/05/2026 | Ceased |
| ARMFIELD, BRETT MATTHEW | [000299750](/search.md) | 13/04/2017 | 20/11/2020 | Ceased |
| ASAP ADVICE PTY LTD | [001248127](/search.md) | 13/04/2017 | 31/03/2020 | Ceased |
| ASCEND FINANCIAL GROUP PTY LTD | [001298930](/search.md) | 09/09/2022 | — | Current |
| ASFALIA WEALTH PTY LTD | [001289555](/search.md) | 08/07/2021 | 01/06/2026 | Ceased |
| ASML ENTERPRISES PTY LTD | [000439780](/search.md) | 29/02/2020 | 29/06/2023 | Ceased |
| ASPIRE FINANCIAL & RETIREMENT PLANNING PTY LTD | [000390514](/search.md) | 30/11/2010 | — | Current |
| ASTELL, GRANT JOHN | [000278431](/search.md) | 07/06/2006 | 07/03/2016 | Ceased |
| ATANASOV, KOSTA | [000308860](/search.md) | 02/08/2021 | 14/03/2022 | Ceased |
| ATKIN, PAUL | [000283887](/search.md) | 27/10/2021 | 05/01/2026 | Ceased |
| AU, HO YIN | [000245806](/search.md) | 12/07/2010 | 10/05/2018 | Ceased |
| AURET, ANDRE PIERRE | [000288294](/search.md) | 10/05/2005 | 13/12/2009 | Ceased |
| AUSSIE BUSINESS SERVICES PTY. LTD. | [000301093](/search.md) | 11/05/2006 | 08/01/2007 | Ceased |
| AUSTIN, DEAN JAMES | [000340200](/search.md) | 01/05/2017 | 31/12/2021 | Ceased |
| AUSTIN, DEAN JAMES | [000340200](/search.md) | 20/10/2023 | 16/08/2024 | Ceased |
| AUSTRALASIAN ECONOMIC RESEARCH PTY LTD | [001303172](/search.md) | 28/04/2023 | 16/02/2026 | Ceased |
| AUSTRALIAN INVESTMENT PROFESSIONALS PTY LTD | [001261199](/search.md) | 05/06/2020 | — | Current |
| AVS PARTNERS PTY LTD | [001275253](/search.md) | 15/04/2019 | 02/12/2019 | Ceased |
| AXIS PRIVATE WEALTH PTY LTD | [001282061](/search.md) | 16/06/2020 | 07/07/2021 | Ceased |
| Abdo, Romeo | [001245685](/search.md) | 17/11/2023 | 12/03/2026 | Ceased |
| Adams, Moby Robert | [001318390](/search.md) | 09/05/2026 | 17/07/2026 | Ceased |
| Adlam, Frederick Cornelius | [001247350](/search.md) | 02/07/2023 | — | Current |
| Aggarwal, Dinesh | [001267478](/search.md) | 26/09/2024 | 19/02/2026 | Ceased |
| Ahmadzay, Mohammad Zubair | [001272748](/search.md) | 21/12/2018 | 05/02/2019 | Ceased |
| Aichroy, Thomas | [001249670](/search.md) | 14/11/2016 | 29/01/2018 | Ceased |
| Amoddio, Paolo | [001235081](/search.md) | 04/09/2015 | — | Current |
| Angel, Peter | [001234567](/search.md) | 19/06/2018 | 31/03/2021 | Ceased |
| Arthur, Luke James | [001270593](/search.md) | 07/12/2018 | 31/12/2021 | Ceased |
| Atherton, Paul Thomas | [001257955](/search.md) | 25/02/2022 | 29/06/2026 | Ceased |
| Auer, Robert Alan | [001243706](/search.md) | 20/11/2019 | 19/12/2019 | Ceased |
| B. WALKER & CO FINANCIAL ADVISERS PTY. LTD. | [001243257](/search.md) | 21/01/2019 | 22/02/2021 | Ceased |
| BAATH, RANBIR | [000469051](/search.md) | 20/03/2020 | 29/06/2022 | Ceased |
| BABY BOOMERS SUPER PTY LTD | [000453842](/search.md) | 03/02/2017 | 31/12/2019 | Ceased |
| BADCOCK, CRAIG PETER | [000306577](/search.md) | 12/10/2006 | 07/03/2016 | Ceased |
| BADCOCKS PTY LTD | [000301956](/search.md) | 07/06/2006 | 07/03/2016 | Ceased |
| BAILEY, STUART DAVID | [000295795](/search.md) | 17/11/2005 | 09/02/2007 | Ceased |
| BALAGHEE, DHARMARAJEN | [000341905](/search.md) | 25/07/2022 | 29/07/2022 | Ceased |
| BALANCED BY DESIGN GROUP PTY LTD | [001248919](/search.md) | 07/11/2016 | 30/06/2022 | Ceased |
| BALLARAT WEALTH MANAGEMENT PTY LTD | [001251142](/search.md) | 19/06/2018 | 31/03/2021 | Ceased |
| BAN TACS FINANCIAL SOLUTIONS PTY LTD | [001266977](/search.md) | 23/08/2018 | 09/04/2025 | Ceased |
| BANFIELD, JAMES THOMAS | [000282587](/search.md) | 30/03/2007 | 09/07/2007 | Ceased |
| BAQUIE, MICHAEL | [000244650](/search.md) | 20/12/2018 | 25/06/2020 | Ceased |
| BARANOVSKI, SHEREE FRANCES | [000404864](/search.md) | 17/05/2011 | 29/05/2014 | Ceased |
| BARBAGALLO, ANTHONY MICHAEL | [000231010](/search.md) | 24/09/2020 | — | Current |
| BARBANTI, MARGHERITA | [000328841](/search.md) | 21/05/2015 | 09/10/2015 | Ceased |
| BARNARD BAUDINETTE FINANCIAL ADVISORS PTY. LTD. | [000326911](/search.md) | 01/02/2017 | 17/07/2026 | Ceased |
| BARRENJOEY WEALTH MANAGEMENT PTY LTD | [001301992](/search.md) | 01/03/2023 | 03/02/2026 | Ceased |
| BARRETT, MICHAEL ROBERT | [000443516](/search.md) | 25/10/2024 | 21/01/2025 | Ceased |
| BARRY MOSER (NOMINEES) PTY. LTD. | [000245775](/search.md) | 26/03/2018 | 18/12/2020 | Ceased |
| BARTLETT, BYRON WAYNE | [000259447](/search.md) | 01/02/2004 | 19/04/2006 | Ceased |
| BARTLETT, TASMAN PALK | [000442101](/search.md) | 24/10/2019 | 25/06/2020 | Ceased |
| BATYNSKI, PATRICIA | [001239221](/search.md) | 11/02/2016 | 28/06/2016 | Ceased |
| BAUMAN, ROBERT | [000231830](/search.md) | 27/06/2020 | 17/07/2026 | Ceased |
| BAUMGARTNER FINANCIAL SERVICES PTY LTD | [001249364](/search.md) | 03/11/2016 | 29/06/2021 | Ceased |
| BAYLY, PAUL ANDREW | [000304012](/search.md) | 01/02/2024 | 10/04/2026 | Ceased |
| BDM FINANCIAL ADVISORS PTY LTD | [001242358](/search.md) | 01/10/2020 | 29/06/2021 | Ceased |
| BEACON FINANCIAL MANAGEMENT PTY LTD | [000386830](/search.md) | 01/09/2023 | — | Current |
| BEAR COMPARE PTY LTD | [001310833](/search.md) | 12/08/2024 | 28/01/2026 | Ceased |
| BEBAWY, MEENA | [000393036](/search.md) | 09/12/2010 | 25/07/2013 | Ceased |
| BEBAWY, MEENA | [000393036](/search.md) | 16/03/2023 | — | Current |
| BEBAWY, MOFID | [000278052](/search.md) | 16/09/2010 | 23/12/2011 | Ceased |
| BEBAWY, MOFID | [000278052](/search.md) | 01/11/2012 | 10/11/2014 | Ceased |
| BECERRA, CARLOS | [000464590](/search.md) | 26/03/2020 | 31/12/2023 | Ceased |
| BECERRA, CARLOS | [000464590](/search.md) | 01/01/2024 | 25/06/2024 | Ceased |
| BEKS & ASSOCIATES PTY. LTD. | [000344518](/search.md) | 22/06/2021 | 29/06/2026 | Ceased |
| BEKS, CHRISTOPHER | [000231937](/search.md) | 22/06/2021 | 29/06/2026 | Ceased |
| BELLARINE FINANCIAL PLANNING PTY LTD | [000457387](/search.md) | 06/05/2014 | 07/10/2020 | Ceased |
| BELLMAN, MILES ROYCE | [001005949](/search.md) | 03/02/2018 | 31/12/2023 | Ceased |
| BENCHMARK PTY LTD | [000289570](/search.md) | 15/12/2021 | 29/06/2023 | Ceased |
| BEST FIT FINANCE PTY LTD | [000441047](/search.md) | 24/03/2022 | 31/12/2024 | Ceased |
| BETTER FINANCIAL TOMORROW PTY LTD | [001281068](/search.md) | 26/03/2020 | 31/07/2026 | Ceased |
| BETTS WILLIAMS GROUP PTY LTD | [000292296](/search.md) | 23/08/2005 | 24/10/2008 | Ceased |
| BETTS, MICHAEL JOHN | [000246386](/search.md) | 23/08/2005 | 24/10/2008 | Ceased |
| BEZENCON, KERREE ANNE | [000273582](/search.md) | 05/11/2010 | 27/06/2025 | Ceased |
| BEZENCON, REGIS | [000253827](/search.md) | 05/11/2010 | 16/03/2015 | Ceased |
| BIGGER, GWENYTH JUNE | [000302181](/search.md) | 23/11/2012 | 19/11/2019 | Ceased |
| BIGGINS, JAMES PARKHILL | [000237926](/search.md) | 01/02/2004 | 27/03/2006 | Ceased |
| BIGGINS, JAMES PARKHILL | [000237926](/search.md) | 19/12/2012 | 01/06/2016 | Ceased |
| BINDRA, RAHUL | [000262254](/search.md) | 09/04/2015 | 01/08/2019 | Ceased |
| BIRCHLEY, QUENTIN DAVID | [000325231](/search.md) | 10/08/2009 | 13/08/2010 | Ceased |
| BIRTLES-CRUTE, DIANE FRANCES | [000418298](/search.md) | 28/03/2020 | 29/06/2022 | Ceased |
| BIRTLES-CRUTE, DIANE FRANCES | [000418298](/search.md) | 12/09/2024 | 01/04/2026 | Ceased |
| BLAIR, JAMES | [000234799](/search.md) | 17/12/2004 | 01/08/2010 | Ceased |
| BLANGIARDO, JOHN | [000242271](/search.md) | 09/09/2020 | 03/01/2021 | Ceased |
| BLANGIARDO, JOHN | [000242271](/search.md) | 04/01/2021 | 13/05/2026 | Ceased |
| BLAZEVIC, ROLAND MIHOVIL | [000230543](/search.md) | 02/03/2015 | 20/05/2021 | Ceased |
| BLUE LEAF ADVISORS PTY LTD | [001311920](/search.md) | 14/10/2024 | — | Current |
| BLUE OCEAN WEALTH MANAGEMENT PTY LTD | [001263018](/search.md) | 29/03/2018 | — | Current |
| BLUEBIRD ADVICE PTY LTD | [001254842](/search.md) | 19/12/2018 | 23/05/2022 | Ceased |
| BLUEPRINT WEALTH MANAGEMENT PTY LTD | [001008053](/search.md) | 07/05/2015 | 01/10/2022 | Ceased |
| BLUFOX FINANCIAL PLANNING PTY LTD | [000417390](/search.md) | 21/07/2014 | 27/06/2025 | Ceased |
| BMC FINANCIAL PLANNING PTY LTD | [000301001](/search.md) | 03/09/2014 | 10/05/2017 | Ceased |
| BMR INVESTMENT SOLUTIONS PTY LTD | [001243722](/search.md) | 26/10/2017 | 21/12/2018 | Ceased |
| BND FINANCIAL PTY LTD | [001242800](/search.md) | 07/06/2016 | — | Current |
| BOLTON FINANCIAL SERVICES PTY LTD | [001302744](/search.md) | 05/04/2023 | 29/06/2026 | Ceased |
| BOLTON, ADAM CRAIG | [000420271](/search.md) | 05/04/2023 | 29/06/2026 | Ceased |
| BONNICI, ANDREW | [000222909](/search.md) | 25/05/2015 | 05/06/2020 | Ceased |
| BOOMGAARD, MARC-CLAUDE | [000340188](/search.md) | 07/05/2015 | 01/10/2022 | Ceased |
| BOON, RODNEY ARTHUR | [000247030](/search.md) | 05/09/2016 | 29/06/2020 | Ceased |
| BOTHA, DANIEL REON | [000468476](/search.md) | 10/11/2014 | 24/07/2015 | Ceased |
| BOTT, MERRIE MARION | [000260346](/search.md) | 15/03/2017 | 29/06/2021 | Ceased |
| BOTTOMLEY FINANCIAL SERVICES PTY LTD | [000412301](/search.md) | 23/06/2014 | 29/06/2021 | Ceased |
| BOTTOMLEY, ANNA | [000339169](/search.md) | 23/06/2014 | 29/06/2021 | Ceased |
| BOTTRELL WEALTH PTY LTD | [001243427](/search.md) | 20/11/2019 | 30/04/2026 | Ceased |
| BOWMAN, MICHAEL | [000459918](/search.md) | 17/06/2014 | 20/03/2019 | Ceased |
| BOWSER, ANDREW ROBERT | [000279558](/search.md) | 15/03/2023 | 15/05/2024 | Ceased |
| BOYD FINANCIAL PLANNING PTY LTD | [001000025](/search.md) | 10/03/2015 | 27/06/2025 | Ceased |
| BOYD, ROBERT | [000313596](/search.md) | 19/03/2012 | 03/05/2014 | Ceased |
| BRACKETT & ASSOCIATES PTY LTD | [000448918](/search.md) | 19/11/2013 | 21/03/2014 | Ceased |
| BRACKETT, MICHAEL | [000448920](/search.md) | 19/11/2013 | 21/03/2014 | Ceased |
| BRICKS AND MORTAR PRIVATE WEALTH PTY LTD | [001281444](/search.md) | 16/03/2023 | — | Current |
| BRIDGES & ASSOCIATES PTY LTD | [001239733](/search.md) | 23/10/2018 | 17/04/2020 | Ceased |
| BRIDLE, PETER ROBIN | [000295452](/search.md) | 05/07/2018 | 12/11/2020 | Ceased |
| BRINDLEY, ALLAN | [000231646](/search.md) | 12/10/2021 | 28/04/2026 | Ceased |

### When those authorisations ended

| Year ended | Authorisations | Share |
|---|---|---|
| [2026](/licensee/interprac-financial-planning-pty-ltd/2026.md) | 307 | 20.2% |
| [2025](/licensee/interprac-financial-planning-pty-ltd/2025.md) | 135 | 8.9% |
| [2024](/ceased/2024.md) | 86 | 5.7% |
| [2023](/ceased/2023.md) | 82 | 5.4% |
| [2022](/ceased/2022.md) | 85 | 5.6% |
| [2021](/licensee/interprac-financial-planning-pty-ltd/2021.md) | 145 | 9.5% |
| [2020](/ceased/2020.md) | 84 | 5.5% |
| [2019](/licensee/interprac-financial-planning-pty-ltd/2019.md) | 116 | 7.6% |
| [2018](/ceased/2018.md) | 63 | 4.1% |
| [2017](/ceased/2017.md) | 38 | 2.5% |
| [2016](/ceased/2016.md) | 30 | 2.0% |
| [2015](/ceased/2015.md) | 29 | 1.9% |
| [2014](/ceased/2014.md) | 48 | 3.2% |
| [2013](/ceased/2013.md) | 16 | 1.1% |
| [2012](/ceased/2012.md) | 15 | 1.0% |
| [2011](/ceased/2011.md) | 10 | 0.7% |
| [2010](/ceased/2010.md) | 17 | 1.1% |
| [2009](/ceased/2009.md) | 13 | 0.9% |
| [2008](/ceased/2008.md) | 15 | 1.0% |
| [2007](/ceased/2007.md) | 13 | 0.9% |
| [2006](/ceased/2006.md) | 10 | 0.7% |
| [2005](/ceased/2005.md) | 3 | 0.2% |
| [2004](/ceased/2004.md) | 2 | 0.1% |

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- [MERCER SUPERANNUATION (AUSTRALIA) LIMITED](/licensee/mercer-superannuation-australia-limited.md) — 1,404
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- [WESTPAC BANKING CORPORATION](/licensee/westpac-banking-corporation.md) — 1,299
- [GPS WEALTH LTD](/licensee/gps-wealth-ltd.md) — 1,286

### Money lost after advice you were given?

1,520 authorisations are listed on this page. A complaint about an authorised representative normally goes to AFCA against the licensee that authorised them — and there is no fee. Tell us what happened and we will point the enquiry at people who take these cases. We are not lawyers, we take no share of anything recovered, and we make no promise about the outcome.

[How we use this](/privacy.md).

[All 332 licensees](/licensees.md)

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Página: https://afs-rep.pages.dev/licensee/interprac-financial-planning-pty-ltd/
Fonte: ASIC AFS Authorised Representative Dataset and AFS Licensee Dataset — Australian Securities and Investments Commission
Recolha: 2026-08-19