# Representatives who left ARETE RISK & INSURANCE PARTNERS PTY LTD in 2009 — afs-rep

> 133 authorisations by ARETE RISK & INSURANCE PARTNERS PTY LTD ended during 2009.

## Authorisations by ARETE RISK & INSURANCE PARTNERS PTY LTD that ended in 2009

133 of the 3,837 authorisations granted by ARETE RISK & INSURANCE PARTNERS PTY LTD ended during 2009 — 3.5% of its record, and 0.9% of everything that ended in Australia that year.

If you were advised by one of these people **on or before their end
date**, ARETE RISK & INSURANCE PARTNERS PTY LTD is normally the licensee that answers for it. If you
were advised afterwards, it is not — look at who authorised them next.
[Why the dates decide](/complain.md).

[All 3,837 authorisations by ARETE RISK & INSURANCE PARTNERS PTY LTD](/licensee/arete-risk-insurance-partners-pty-ltd.md) · [Everything that ended in 2009](/ceased/2009.md)

### The 133 that ended in 2009

*ARETE RISK & INSURANCE PARTNERS PTY LTD, ended 2009, alphabetical*

| Representative | Number | From | To | Status |
|---|---|---|---|---|
| ALOISI, VINCE | [000248167](/search.md) | 01/01/2004 | 07/08/2009 | Ceased |
| ANTHONY, WAYNE | [000332666](/search.md) | 02/12/2008 | 01/12/2009 | Ceased |
| AUSTIN, KATHRYN ROSE | [000324447](/search.md) | 04/07/2008 | 23/01/2009 | Ceased |
| BACK, JUSTINE MAREE | [000249491](/search.md) | 01/01/2004 | 06/01/2009 | Ceased |
| BAI, DOUGLAS BRIAN | [000252108](/search.md) | 01/01/2004 | 09/02/2009 | Ceased |
| BARNIER, NEVILLE KENNETH | [000248305](/search.md) | 01/01/2004 | 08/09/2009 | Ceased |
| BEACHCROFT FINANCIAL SERVICES PTY LTD | [000338455](/search.md) | 22/06/2009 | 03/07/2009 | Ceased |
| BEDDOWS, CARISSA | [000335272](/search.md) | 11/03/2009 | 31/10/2009 | Ceased |
| BERIMAN, ROSLYN CHRISTINE | [000269194](/search.md) | 09/03/2004 | 23/01/2009 | Ceased |
| BEUCK, MELISSA KATE | [000338216](/search.md) | 12/06/2009 | 05/08/2009 | Ceased |
| BIRCHALL, STEVEN | [000251507](/search.md) | 01/01/2004 | 18/09/2009 | Ceased |
| BLINCO, VICTORIA ANNE | [000316234](/search.md) | 15/04/2008 | 06/02/2009 | Ceased |
| BOSWARD, GLORIA MARY | [000256674](/search.md) | 01/01/2004 | 26/03/2009 | Ceased |
| BOSWARD, GLORIA MARY | [000256674](/search.md) | 04/05/2009 | 22/06/2009 | Ceased |
| BRACEWELL, PETER MATTHEW | [000249207](/search.md) | 01/01/2004 | 14/07/2009 | Ceased |
| BROWN, JUSTIN | [000252261](/search.md) | 01/01/2004 | 16/09/2009 | Ceased |
| BUCKLEY, JOHN CHARLES | [000247980](/search.md) | 01/01/2004 | 31/03/2009 | Ceased |
| BUTTERFIELD, DONNA MERRIN | [000324687](/search.md) | 22/04/2008 | 07/07/2009 | Ceased |
| CHAN, LAWRENCE | [000327192](/search.md) | 21/04/2009 | 26/11/2009 | Ceased |
| CHOO, JEAN | [000317680](/search.md) | 17/09/2007 | 26/11/2009 | Ceased |
| CLENAGHAN, IAN | [000251989](/search.md) | 01/01/2004 | 30/04/2009 | Ceased |
| CLIFFORD, CATHERINE | [000251623](/search.md) | 01/12/2004 | 07/08/2009 | Ceased |
| CRAN, ROBERT WILLIAM | [000280612](/search.md) | 13/03/2009 | 14/09/2009 | Ceased |
| CUTLER, JADE | [000330316](/search.md) | 24/09/2008 | 14/07/2009 | Ceased |
| DEKKAN, BASSAM | [000266593](/search.md) | 27/02/2004 | 07/10/2009 | Ceased |
| DINH, VY VY | [000313736](/search.md) | 28/05/2007 | 09/09/2009 | Ceased |
| DOUGLAS, MATHEW GERARD | [000313643](/search.md) | 25/05/2007 | 24/07/2009 | Ceased |
| DOWNS FINANCIAL SERVICES PTY. LTD. | [000249248](/search.md) | 01/01/2004 | 12/03/2009 | Ceased |
| DOWSETT, AMANDA | [000251524](/search.md) | 01/01/2004 | 18/08/2009 | Ceased |
| DRAKE, TIMOTHY JOHN | [000254695](/search.md) | 09/02/2007 | 02/07/2009 | Ceased |
| DU, ANSON | [000324963](/search.md) | 24/04/2008 | 28/10/2009 | Ceased |
| DUCK, KERRY JAMES | [000249715](/search.md) | 20/06/2008 | 02/02/2009 | Ceased |
| EASTWOOD FINANCIAL & INVESTMENT SERVICES PTY LTD | [000248529](/search.md) | 01/01/2004 | 22/01/2009 | Ceased |
| EMMI, RHONDA | [000253653](/search.md) | 01/01/2004 | 05/02/2009 | Ceased |
| FAIRFULL, PETER SCOTT | [000248066](/search.md) | 01/01/2004 | 14/05/2009 | Ceased |
| FAMA, MELANIE | [000251308](/search.md) | 01/01/2004 | 22/06/2009 | Ceased |
| FIEGERT, TRICIA GLENYS | [000325984](/search.md) | 26/05/2008 | 17/08/2009 | Ceased |
| FIELD, STEVEN NORMAN | [000248219](/search.md) | 03/11/2008 | 26/03/2009 | Ceased |
| FIELDING, TANAYA | [000331129](/search.md) | 10/10/2008 | 11/03/2009 | Ceased |
| FPFP PTY LTD | [000248838](/search.md) | 01/01/2004 | 14/05/2009 | Ceased |
| FREMANTLE FINANCIAL PLANNERS PTY LTD | [000247800](/search.md) | 01/01/2004 | 28/01/2009 | Ceased |
| FROST, GERARD ANTHONY | [000323374](/search.md) | 18/03/2008 | 26/02/2009 | Ceased |
| Foo, Philip Sze-Ming | [000249684](/search.md) | 01/01/2004 | 23/04/2009 | Ceased |
| GALEA, CHRIS | [000252088](/search.md) | 01/01/2004 | 09/02/2009 | Ceased |
| GARITY, GEORGINA | [000321128](/search.md) | 07/01/2008 | 02/11/2009 | Ceased |
| GOUTZIOTIS, CHRISTOPHER | [000340087](/search.md) | 17/08/2009 | 06/10/2009 | Ceased |
| GRAY, VICKI LEE | [000333107](/search.md) | 18/12/2008 | 17/08/2009 | Ceased |
| GROWUP ADVISERS PTY LTD | [000249505](/search.md) | 01/02/2004 | 27/03/2009 | Ceased |
| HANCOCK, JENNIFER | [000320850](/search.md) | 20/12/2007 | 02/03/2009 | Ceased |
| HARDCASTLE, CARMEL | [000249441](/search.md) | 01/01/2004 | 11/08/2009 | Ceased |
| HARLEY, JENNA LOUISE | [000306210](/search.md) | 03/10/2006 | 18/09/2009 | Ceased |
| HIEATT, WARNER WOODROW | [000249420](/search.md) | 01/01/2004 | 11/08/2009 | Ceased |
| HUGHES, ANITA LEE-ANNE | [000291193](/search.md) | 22/07/2005 | 22/12/2009 | Ceased |
| HUMPHRIES, BIANCA | [000252002](/search.md) | 01/01/2004 | 22/07/2009 | Ceased |
| INSURINVEST PTY LTD | [000271081](/search.md) | 20/06/2008 | 02/02/2009 | Ceased |
| JACKSON, JESSICA LAUREN | [000316727](/search.md) | 21/08/2007 | 04/09/2009 | Ceased |
| JAMES, DAVID | [000343585](/search.md) | 18/12/2009 | 18/12/2009 | Ceased |
| JARLING, KYLIE | [000252439](/search.md) | 07/03/2008 | 04/09/2009 | Ceased |
| JOHN G. TERRACALL PTY. LTD. | [000243963](/search.md) | 25/08/2004 | 02/11/2009 | Ceased |
| JOHNSON, TEGAN MAREE | [000313689](/search.md) | 25/05/2007 | 21/07/2009 | Ceased |
| JUSTINE BACK PTY. LIMITED | [000249557](/search.md) | 01/01/2004 | 06/01/2009 | Ceased |
| KANBARA ADVISORY SERVICES PTY LIMITED | [000252045](/search.md) | 01/01/2004 | 31/03/2009 | Ceased |
| KARBOWY, KATARZYNA | [000321404](/search.md) | 17/01/2008 | 02/02/2009 | Ceased |
| KISMET FINANCIAL SERVICES PTY. LTD. | [000287681](/search.md) | 01/07/2005 | 19/03/2009 | Ceased |
| KNEE, BRENDA | [000251630](/search.md) | 22/03/2004 | 14/10/2009 | Ceased |
| LANG, HELEN | [000309184](/search.md) | 09/01/2007 | 05/01/2009 | Ceased |
| LAWRENCE, PAULINE | [000251191](/search.md) | 01/01/2004 | 17/04/2009 | Ceased |
| LEES, ROBERT GLENISTER | [000323594](/search.md) | 19/12/2008 | 10/07/2009 | Ceased |
| LEON, JEFFREY ALLAN | [000247968](/search.md) | 28/11/2008 | 10/03/2009 | Ceased |
| LIDBURY, GRAHAM JAMES | [000248624](/search.md) | 01/01/2004 | 14/10/2009 | Ceased |
| LOPEZ, KAREN | [000336555](/search.md) | 21/04/2009 | 29/06/2009 | Ceased |
| MACCARTIE, MICHELLE | [000251976](/search.md) | 01/01/2004 | 21/12/2009 | Ceased |
| MCAULIFFE, WAYNE LESLIE | [000251560](/search.md) | 01/01/2004 | 09/06/2009 | Ceased |
| MCCALLUM, PENNY | [000251582](/search.md) | 01/01/2004 | 10/09/2009 | Ceased |
| MCCALLUM, ROSS ADAIR | [000248486](/search.md) | 01/01/2004 | 10/09/2009 | Ceased |
| MCCOY, PETER JAMES | [000247496](/search.md) | 01/01/2004 | 28/01/2009 | Ceased |
| MCDONALD, SIKA | [000256579](/search.md) | 01/01/2004 | 17/07/2009 | Ceased |
| MCDOWELL, TRACY | [000301006](/search.md) | 12/02/2007 | 03/09/2009 | Ceased |
| MCINTYRE, MEGAN | [000338217](/search.md) | 12/06/2009 | 08/07/2009 | Ceased |
| MILLER, NIKKI LEA | [000303699](/search.md) | 25/07/2006 | 14/04/2009 | Ceased |
| MONAGHAN, FRANCIS JOHN | [000251999](/search.md) | 01/01/2004 | 13/11/2009 | Ceased |
| MONCRIEFF, DENISE | [000284288](/search.md) | 28/01/2005 | 21/01/2009 | Ceased |
| MORLEY, SAMANTHA | [000278896](/search.md) | 04/08/2004 | 18/05/2009 | Ceased |
| MUNRO, BRIAN CHARLES MACKAY | [000252303](/search.md) | 30/03/2006 | 03/12/2009 | Ceased |
| MURRAY, RITA GRECH | [000248864](/search.md) | 05/12/2005 | 30/01/2009 | Ceased |
| McPherson, Jodi Renae | [000293652](/search.md) | 22/09/2005 | 06/11/2009 | Ceased |
| NAPIER, DOUGLAS ARTHUR | [000302597](/search.md) | 27/06/2006 | 23/06/2009 | Ceased |
| NOOR, LESLEY | [000309183](/search.md) | 09/01/2007 | 05/01/2009 | Ceased |
| NORTON, SHAE | [000325598](/search.md) | 15/05/2008 | 18/06/2009 | Ceased |
| PAPAS, CHRIS JOHN | [000327298](/search.md) | 30/06/2008 | 02/09/2009 | Ceased |
| PARKER, GRANT | [000315135](/search.md) | 04/07/2007 | 16/02/2009 | Ceased |
| PARSONS, CHRISTOPHER RONALD HARRY | [000249536](/search.md) | 01/01/2004 | 24/11/2009 | Ceased |
| PARSONS, MICHEL CHRISTOPHER | [000249706](/search.md) | 04/04/2007 | 20/11/2009 | Ceased |
| PARSONS, ROBYN ANN | [000251200](/search.md) | 01/01/2004 | 24/08/2009 | Ceased |
| PESCE, ROSA | [000251294](/search.md) | 01/01/2004 | 18/11/2009 | Ceased |
| PINNACLE INSURANCE SERVICES PTY LTD | [000316048](/search.md) | 27/07/2007 | 06/10/2009 | Ceased |
| PMF FINANCIAL SERVICES PTY. LTD. | [000252375](/search.md) | 01/01/2004 | 23/04/2009 | Ceased |
| PORTER, DAVID | [000325489](/search.md) | 13/05/2008 | 09/03/2009 | Ceased |
| PRASAD, RAGHWA NAND | [000280298](/search.md) | 10/03/2009 | 16/03/2009 | Ceased |
| PROVIS FINANCIAL PLANNING PTY. LTD. | [000247810](/search.md) | 01/01/2004 | 30/10/2009 | Ceased |
| ROGERS, ELLA GRACE | [000339347](/search.md) | 23/07/2009 | 07/09/2009 | Ceased |
| ROSENGREEN, LOUISE | [000322255](/search.md) | 14/02/2008 | 08/10/2009 | Ceased |
| ROSS MCCALLUM INSURANCE SERVICES PTY LTD | [000263643](/search.md) | 09/06/2004 | 10/09/2009 | Ceased |
| ROWLES, STACEY NICOLE | [000315687](/search.md) | 24/07/2007 | 10/02/2009 | Ceased |
| RUSSDEEN INVESTMENTS PTY LTD | [000252415](/search.md) | 01/01/2004 | 23/03/2009 | Ceased |
| SANBROOK, VICKI | [000251185](/search.md) | 01/01/2004 | 02/01/2009 | Ceased |
| SCHEMBRI, HAYLEY ANN | [000281048](/search.md) | 07/10/2004 | 18/09/2009 | Ceased |
| SEEBER, SUSAN | [000251848](/search.md) | 01/01/2004 | 23/07/2009 | Ceased |
| SHAW, AMY | [000337733](/search.md) | 26/05/2009 | 14/09/2009 | Ceased |
| SMALL, KIRA | [000333288](/search.md) | 24/12/2008 | 01/07/2009 | Ceased |
| SMITH, KAY | [000249062](/search.md) | 01/01/2004 | 14/07/2009 | Ceased |
| STEMBERGER, KAYLENE JOY | [000327232](/search.md) | 27/06/2008 | 05/02/2009 | Ceased |
| STONEY, KATHLEEN COLEEN | [000286064](/search.md) | 14/03/2005 | 14/05/2009 | Ceased |
| TANG, LEONA | [000340092](/search.md) | 17/08/2009 | 27/11/2009 | Ceased |
| TBA GENERAL INSURANCE SERVICES PTY LTD | [000253681](/search.md) | 01/01/2004 | 13/07/2009 | Ceased |
| THOMAS, JOAN | [000248637](/search.md) | 01/01/2004 | 13/10/2009 | Ceased |
| TRAILL, TONI | [000327135](/search.md) | 19/09/2008 | 14/09/2009 | Ceased |
| TWYFORD, EVETTE ANNE | [000336246](/search.md) | 06/04/2009 | 09/09/2009 | Ceased |
| VISWANATH, BULBUL JENNY | [000295748](/search.md) | 15/11/2005 | 30/01/2009 | Ceased |
| WAINWRIGHT, JOHN WILLIAM | [000304528](/search.md) | 22/08/2006 | 02/01/2009 | Ceased |
| WARNER HIEATT PTY. LIMITED | [000249419](/search.md) | 01/01/2004 | 11/08/2009 | Ceased |
| WARNER TODD INSURANCE SERVICES PTY LTD | [000277443](/search.md) | 18/06/2004 | 23/02/2009 | Ceased |
| WATTS, GRAHAM DONALD | [000317225](/search.md) | 07/03/2008 | 23/01/2009 | Ceased |
| WEALTH STRATEGIES PTY LTD | [000248865](/search.md) | 01/01/2004 | 30/01/2009 | Ceased |
| WELLS, HAYLEY LOUISE | [000252111](/search.md) | 23/01/2006 | 29/05/2009 | Ceased |
| WHITE, ELISSA | [000322848](/search.md) | 05/03/2008 | 04/09/2009 | Ceased |
| WILKINSON, ROBERT | [000339570](/search.md) | 30/07/2009 | 04/08/2009 | Ceased |
| WILKINSON, TEENA | [000251545](/search.md) | 01/01/2004 | 06/04/2009 | Ceased |
| WINE COUNTRY WEALTH PTY LTD | [000248623](/search.md) | 01/01/2004 | 14/10/2009 | Ceased |
| WONG, EDDY | [000251608](/search.md) | 01/01/2004 | 18/03/2009 | Ceased |
| YAP, NENG BOON | [000249077](/search.md) | 01/01/2004 | 05/02/2009 | Ceased |
| YATES, DAVID ALEXANDER | [000316236](/search.md) | 01/08/2007 | 07/08/2009 | Ceased |
| YOLE, CAROLYN | [000251514](/search.md) | 01/01/2004 | 17/08/2009 | Ceased |

### Where they were authorised next

52 of these 133 were followed by another authorisation elsewhere; 81 were the last on that record.

| Authorised next by | Authorisations | Share |
|---|---|---|
| [ALLSTATE INSURANCE PTY LTD](/licensee/allstate-insurance-pty-ltd.md) | 13 | 25.0% |
| [ARETE RISK & INSURANCE PARTNERS PTY LTD](/licensee/arete-risk-insurance-partners-pty-ltd.md) | 9 | 17.3% |
| licence 238291 | 6 | 11.5% |
| [QBE INSURANCE (AUSTRALIA) LIMITED](/licensee/qbe-insurance-australia-limited.md) | 5 | 9.6% |
| [AKUMIN FINANCIAL PLANNING PTY LIMITED](/licensee/akumin-financial-planning-pty-limited.md) | 4 | 7.7% |
| licence 307248 | 3 | 5.8% |
| [GLOBAL TRANSPORT & AUTOMOTIVE INSURANCE SOLUTIONS PTY LTD](/licensee/global-transport-automotive-insurance-solutions-pty-ltd.md) | 2 | 3.8% |
| licence 235383 | 2 | 3.8% |
| [AUSURE PTY LTD](/licensee/ausure-pty-ltd.md) | 1 | 1.9% |
| [ANSVAR INSURANCE LIMITED](/licensee/ansvar-insurance-limited.md) | 1 | 1.9% |
| [MERCER SUPERANNUATION (AUSTRALIA) LIMITED](/licensee/mercer-superannuation-australia-limited.md) | 1 | 1.9% |
| [MILLENNIUM 3 FINANCIAL SERVICES PTY LTD](/licensee/millennium-3-financial-services-pty-ltd.md) | 1 | 1.9% |
| [ORACLE INVESTMENT MANAGEMENT PTY LTD](/licensee/oracle-investment-management-pty-ltd.md) | 1 | 1.9% |
| [COMMUNITY BROKER NETWORK PTY LTD](/licensee/community-broker-network-pty-ltd.md) | 1 | 1.9% |
| [ELDERS INSURANCE (UNDERWRITING AGENCY) PTY LIMITED](/licensee/elders-insurance-underwriting-agency-pty-limited.md) | 1 | 1.9% |
| [NTI LIMITED](/licensee/nti-limited.md) | 1 | 1.9% |

### Other licensees that lost representatives in 2009

- [ALLIANZ AUSTRALIA INSURANCE LIMITED](/licensee/allianz-australia-insurance-limited/2009.md) — 153
- [COUNT FINANCIAL LIMITED](/licensee/count-financial-limited/2009.md) — 234
- [CHARTER FINANCIAL PLANNING LIMITED](/licensee/charter-financial-planning-limited/2009.md) — 140
- [PROFESSIONAL INVESTMENT SERVICES PTY LTD](/licensee/professional-investment-services-pty-ltd/2009.md) — 374
- [AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED](/licensee/australia-and-new-zealand-banking-group-limited/2009.md) — 150
- [QBE INSURANCE (AUSTRALIA) LIMITED](/licensee/qbe-insurance-australia-limited/2009.md) — 225
- [WYNDHAM VACATION CLUBS SOUTH PACIFIC LTD](/licensee/wyndham-vacation-clubs-south-pacific-ltd/2009.md) — 178
- [AIA FINANCIAL SERVICES PTY LIMITED](/licensee/aia-financial-services-pty-limited/2009.md) — 309
- [MILLENNIUM 3 FINANCIAL SERVICES PTY LTD](/licensee/millennium-3-financial-services-pty-ltd/2009.md) — 179
- [ELKINGTON BISHOP MOLINEAUX INSURANCE BROKERS PTY LIMITED](/licensee/elkington-bishop-molineaux-insurance-brokers-pty-limited/2009.md) — 471
- [A.P.V.C. LTD.](/licensee/a-p-v-c-ltd/2009.md) — 218
- [RESOLUTION LIFE AUSTRALASIA LIMITED](/licensee/resolution-life-australasia-limited/2009.md) — 131
- [ELDERS RURAL SERVICES AUSTRALIA LIMITED](/licensee/elders-rural-services-australia-limited/2009.md) — 688
- [VIRGINIA SURETY COMPANY, INC.](/licensee/virginia-surety-company-inc/2009.md) — 218

### ARETE RISK & INSURANCE PARTNERS PTY LTD in other years

- [2021](/licensee/arete-risk-insurance-partners-pty-ltd/2021.md) — 596
- [2020](/licensee/arete-risk-insurance-partners-pty-ltd/2020.md) — 113
- [2019](/licensee/arete-risk-insurance-partners-pty-ltd/2019.md) — 190
- [2018](/licensee/arete-risk-insurance-partners-pty-ltd/2018.md) — 220
- [2017](/licensee/arete-risk-insurance-partners-pty-ltd/2017.md) — 179
- [2016](/licensee/arete-risk-insurance-partners-pty-ltd/2016.md) — 165
- [2015](/licensee/arete-risk-insurance-partners-pty-ltd/2015.md) — 143
- [2014](/licensee/arete-risk-insurance-partners-pty-ltd/2014.md) — 95
- [2013](/licensee/arete-risk-insurance-partners-pty-ltd/2013.md) — 161
- [2012](/licensee/arete-risk-insurance-partners-pty-ltd/2012.md) — 143
- [2011](/licensee/arete-risk-insurance-partners-pty-ltd/2011.md) — 173
- [2010](/licensee/arete-risk-insurance-partners-pty-ltd/2010.md) — 140
- [2008](/licensee/arete-risk-insurance-partners-pty-ltd/2008.md) — 180
- [2007](/licensee/arete-risk-insurance-partners-pty-ltd/2007.md) — 220
- [2006](/licensee/arete-risk-insurance-partners-pty-ltd/2006.md) — 220
- [2005](/licensee/arete-risk-insurance-partners-pty-ltd/2005.md) — 253
- [2004](/licensee/arete-risk-insurance-partners-pty-ltd/2004.md) — 470

### Money lost after advice you were given?

133 authorisations are listed on this page. A complaint about an authorised representative normally goes to AFCA against the licensee that authorised them — and there is no fee. Tell us what happened and we will point the enquiry at people who take these cases. We are not lawyers, we take no share of anything recovered, and we make no promise about the outcome.

[How we use this](/privacy.md).

---

Página: https://afs-rep.pages.dev/licensee/arete-risk-insurance-partners-pty-ltd/2009/
Fonte: ASIC AFS Authorised Representative Dataset and AFS Licensee Dataset — Australian Securities and Investments Commission
Recolha: 2026-08-19